Compare Bank & Credit Union Rates
Best credit card rates in Mississippi
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 16–30 of 37 in Mississippi · median 11.99% APR
- 11.00%APRas low as · up to 18.00%
11.00% APR, up to 18.00%
Terms
Revolving unsecured credit card loan rate schedule based on creditworthiness.
Credit card score 77 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 11.00%APRas low as
Terms
Standard variable APR is WSJP (Wall Street Journal Prime) + 4%. Listed APR is as low as and based on credit qualification.
Credit card score 77 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as
Terms
Standard rate is Prime + 4.74%. Rates are based on credit score and Prime Rate at the time of application; rates may change when Prime Rate changes. Your rate may be high as 18.00%.
Credit card score 75 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as · up to 23.99%
11.99% APR, up to 23.99%
Terms
Credit Card APR may vary and is determined by adding margin (4.99% to 16.99%) to the U.S. prime rate published in the Money Rates section of the Wall Street Journal on the first business day of the month.
Credit card score 72 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Rates as low as 11.99%. Actual rates and terms based on credit history and loan amount.
Credit card score 72 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as
Terms
Standard APR as low as 12.00%. No annual fee, no balance transfer fee, no application fee.
Credit card score 72 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as · up to 18.00%with conditions
13.00% APR, up to 18.00%
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Variable APR based on Prime. Rate is the same as the Platinum Advantage Visa interest rate. Requires direct deposit of full net pay to a First South Financial Checking or Savings Plus account.
Credit card score 66 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 13.25%APRas low as · up to 18.00%
13.25% APR, up to 18.00%
Terms
Credit Limits of Up to $10,000.
Credit card score 66 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 13.92%APRas low as
Terms
25-day grace period on purchases if entire balance paid by due date. Fixed rate based on Equifax credit score.
Credit card score 64 · Carrot Score 61
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Variable APR for Purchases determined monthly by adding 6.99% margin to Prime Rate (7.00% as of September 17, 2026). Introductory $0 annual fee for the first year, after that $450 (waived for eligible Wealth clients).
Credit card score 61 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 14.00%APRas low as · up to 18.00%
14.00% APR, up to 18.00%
Terms
Variable APR. $500 minimum limit. Minimum payment is 1% or $25, whichever is greater. No cash advance fee.
Credit card score 63 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 14.64%APRas low as
Credit card score 63 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 14.88%APRas low as
Terms
Fixed APR for purchases. We do not offer balance transfers.
Credit card score 62
Rate checked · Credit cards rates on its site
Rates and branches - 14.99%APRas low as
Terms
Fixed APR. No annual fee. Cash advances carried at regular purchase rate. Cash advance fee of 3% (min $5.00).
Credit card score 62
Rate checked · Credit cards rates on its site
Rates and branches - 16.50%APRas low as
Terms
APR as low as based on creditworthiness. Credit limits up to 10% of annual income, maximum $10,000. No annual fee.
Credit card score 61 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Mississippi
37 banks and credit unions · checked Oct 15–22
- Typical
- 11.99%
- Top 10% up to
- 9.29%
- Banks, typical
- 17.52%
- Credit unions, typical
- 10.94%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Mississippi
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Triangle Federal Credit UnionCredit union · 5 branches
- New Orleans Firemen's Federal Credit UnionCredit union · 1 branch
- RiverLand Federal Credit UnionCredit union · 2 branches