Compare Bank & Credit Union Rates
Best credit card rates in Michigan
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 31–45 of 139 in Michigan · median 9.99% APR
- 8.99%APRas low as
Terms
Credit limits from $5,000 to $10,000. Rates as low as 8.99% APR. Earn ScoreCard Rewards points.
Credit card score 88 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 17.99%
8.99% APR, up to 17.99%
Terms
APR for Purchases: 8.99% to 17.99% based on creditworthiness. Grace period at least 25 days.
Credit card score 88 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 14.99%
8.99% APR, up to 14.99%
Terms
Non-variable APR for purchases, balance transfers, and cash advances. Subject to credit approval; rate determined by creditworthiness.
Credit card score 88 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.00%APRas low as
Terms
Maximum availability is $10,000. Rates and credit limit amounts are based on creditworthiness; must qualify for membership and maintain a share balance of $5.00.
Credit card score 88 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.50%APRas low as
Terms
Option with no rewards. Same Great Rate on Purchases & Cash Advances.
Credit card score 87 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.50%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Ongoing rate of 9.50% APR after 90 days on purchases. Standard rates subject to credit history and other determining factors.
Credit card score 87 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 9.50%APRas low as
Terms
As low as 9.50% APR; subject to credit approval; credit limit up to $7,500; 25-day purchase grace period; no annual or application fees.
Credit card score 87 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 9.50%APRas low as
Terms
APR rate option: 9.50%
Credit card score 87 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - Walled Lake Schools Federal Credit UnionVisa Gold Credit Card · No annual fee
Credit union · 1 branch
9.50%APRas low asTerms
Credit Limit: $25,000. No balance transfer fees.
Credit card score 87 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.59%APRas low as · up to 17.90%
9.59% APR, up to 17.90%
Terms
Fixed APR based on creditworthiness. Credit line up to $30,000.
Credit card score 87 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.74%APRas low as
Terms
Rate is lowest available; individual rates and terms may vary based on down payment, credit history, and credit score.
Credit card score 87 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.75%APRas low as
Terms
Rates are variable. Qualification based on creditworthiness and underwriting standard. Annual fee is $0. Rates as low as 9.75% APR. Maximum APR is 18%.
Credit card score 87 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.75%APRas low as · up to 17.75%
9.75% APR, up to 17.75%
Terms
Variable purchase APR based on evaluation of credit history; lowest featured rate based on credit score of 760. $0 balance transfer fee and no teaser rates.
Credit card score 87 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - Michigan Schools & Government Credit UnionTitanium Visa Credit Card · No annual fee
Credit union · 24 branches
9.75%APRas low asTerms
Lowest credit card rates on purchases, cash advances, and balance transfers. No annual fees, balance transfer fees or cash advance fees.
Credit card score 87 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.88%APRas low as
Terms
Rates as low as 9.88% with terms of 240 months; rates and terms determined by member's creditworthiness and down payment. Balance transfers offered with no fee (interest starts accruing the day of transfer); includes ScoreCard Rewards.
Credit card score 87 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Michigan
139 banks and credit unions · checked Oct 16–22
- Typical
- 9.99%
- Top 10% up to
- 8.90%
- Banks, typical
- 18.49%
- Credit unions, typical
- 9.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Michigan
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Settlers Federal Credit UnionCredit union · 2 branches
- Chief Financial Credit UnionCredit union · 4 branches
- Meijer Credit UnionCredit union · 3 branches