Compare Bank & Credit Union Rates
Best credit card rates in Hawaii
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 29 in Hawaii · median 9.99% APR
- 7.00%APRas low as · up to 17.50%
7.00% APR, up to 17.50%
Terms
Revolving terms. APR is based on creditworthiness and subject to change at any time without prior notice. Max legal APR is 18.0% as of 12/1/2020. Standard purchase APR applies after the promotional balance transfer period.
Credit card score 95 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 7.90%APRas low as
Terms
Annual Percentage Rate (APR) for Purchases, Cash Advances, and Balance Transfers. Minimum credit limit $5,000, maximum credit limit $20,000. Minimum payment is the greater of $10 or 3.0% of the outstanding balance.
Credit card score 93 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 7.90%APRas low as
Terms
Minimum $5,000.00 credit line. 25-day grace period on all purchases.
Credit card score 93
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
For purchases.
Credit card score 89 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 8.95%APRas low as
Terms
With rewards; fixed APR.
Credit card score 89 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.00%APRas low as
Terms
Non-variable APR. Final rate based on credit score. Rates subject to change without notice.
Credit card score 88 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 9.50%APRas low as
Terms
25-day grace period for purchases
Credit card score 87 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.74%APRas low as · up to 18.00%
9.74% APR, up to 18.00%
Terms
Variable rate. Advertised rates are 'A' Tier loan rates in Multi-Tiered Loan Rate Program. Credit limit range $500 to $20,000. No annual fee.
Credit card score 87 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - Honolulu Federal Credit Union (HOCU)VISA® Platinum Credit Card · No annual fee
Credit union · 5 branches
9.75%APRas low asTerms
Up to 25 day grace period. Fixed rate. Minimum monthly payment is 3% of balance per month. Maximum loan amount $25,000.
Credit card score 87 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 16.90%
9.90% APR, up to 16.90%
Terms
Rates based on creditworthiness. Save on purchases. Maximum line up to $15,000.00.
Credit card score 84 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Purchase, balance transfer, and cash advance APR 9.90% (0.8250% Monthly Periodic Rate). No annual fee, balance transfer fee, or cash advance fee.
Credit card score 84 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as · up to 14.99%
9.99% APR, up to 14.99%
Terms
Rates are based on creditworthiness. No annual fee. No foreign transaction fee.
Credit card score 82 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Fixed APR. Rate includes a discount for automatic payment. Subject to credit approval.
Credit card score 82 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - Valley Isle Community Federal Credit UnionVICFCU Platinum Visa · No annual fee
Credit union · 3 branches
9.99%APRas low aswith conditionsThis rate needs a checking account, direct deposit or relationship with the lender.
Terms
Advertised rate is 'A+' Tiered Rate under Reflective Loan Pricing Program.
Credit card score 82 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
$25 annual fee. Credit lines from $300 to $25,000.
Credit card score 81 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Hawaii
29 banks and credit unions · checked Oct 22
- Typical
- 9.99%
- Top 10% up to
- 8.70%
- Banks, typical
- 13.74%
- Credit unions, typical
- 9.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Hawaii
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PenFed Credit UnionCredit union · 2 branches
- Maui County Federal Credit UnionCredit union · 2 branches
- Hawaii Community Federal Credit UnionCredit union · 9 branches