Compare Bank & Credit Union Rates
Best credit card rates in Georgia
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 54 in Georgia · median 11.82% APR
- 7.90%APRas low as · up to 14.90%
7.90% APR, up to 14.90%
Terms
Actual APR determined by credit history, income, and underwriting review.
Credit card score 93 · Carrot Score 99
Rate checked · Credit cards rates on its site
Rates and branches - 7.90%APRas low as
Credit card score 93 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as · up to 17.90%
8.90% APR, up to 17.90%
Terms
Rates from 8.90% to 17.90% when you open your account, based on your creditworthiness. This APR is non-variable and subject to change.
Credit card score 89 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as · up to 17.90%
8.90% APR, up to 17.90%
Terms
Standard card rate applies to purchases, balance transfers, and cash advances. No annual fee. Rates subject to change based on creditworthiness and underwriting standards.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Regular APR for purchases, balance transfers, and cash advances based on creditworthiness. No penalty APR.
Credit card score 89 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches - Ukrainian National Federal Credit UnionVISA Platinum Credit Card · No annual fee
Credit union · 1 branch
8.90%APRas low asCredit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Variable APR based on Prime Rate plus 3.75% as published in the Wall Street Journal as of the 17th day of each month, but will be no more than 8.9% APR (or not less than 6.75% or more than 11.9% APR per page 50 footnote). Applies to balance transfers, purchases, and cash advances. $5 cash advance fee per transaction. No balance transfer fee.
Credit card score 88 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Ongoing rate after the first 6 months; rates as low as 8.99% APR; no annual fees.
Credit card score 88 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Non-variable rate. 25-day grace period on purchases.
Credit card score 88 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 9.00%APRas low as
Terms
Rate applies to purchases, balance transfers, and cash advances. Monthly periodic rate 0.7500%.
Credit card score 88 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Non-variable APR. Credit limit up to $20,000. No annual fees, no inactivity fees, no cash advance fees, and no cash advance additional interest charge. 25-Day Grace Period on all Purchases.
Credit card score 84 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - COMTRUST Federal Credit UnionCOMTRUST VISA PLATINUM Credit Card · No annual fee
Credit union · 2 branches
9.90%APRas low as · up to 13.90%9.90% APR, up to 13.90%
Terms
Fixed rate based on creditworthiness. Membership required. Subject to credit approval. No balance transfer fee.
Credit card score 84 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 16.90%
9.90% APR, up to 16.90%
Terms
25-day grace period for purchases. No minimum finance charge or transaction fee. Fees apply for international charges and cash advances.
Credit card score 84 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
25-day grace period. Special rates available for educators, healthcare workers, and first responders upon calling.
Credit card score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed 9.90% APR for purchases, balance transfers, and cash advances. No annual fee.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Georgia
54 banks and credit unions · checked Oct 15–22
- Typical
- 11.82%
- Top 10% up to
- 8.90%
- Banks, typical
- 15.00%
- Credit unions, typical
- 10.44%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Georgia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Lanier Federal Credit UnionCredit union · 3 branches
- Peach State Federal Credit UnionCredit union · 25 branches
- PenFed Credit UnionCredit union · 2 branches