Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Brigham City, UT
- America First Credit UnionLadder Certificate AccountsCD · 60 months · $500 min
Credit union · 2 branches
4.60%APY$2,522 over 60 months on $10,000Requirements
Product: Laddering certificate accounts across terms. Matured accounts renew to longest ladder term.
Offer: Early-withdrawal penalties may apply. Dividends credited monthly.
4.51% interest rate · Effective Oct 21, 2026
Rate checked
More details - 4.45%APY$910 over 24 months on $10,000
Requirements
Product: Minimum deposit to earn dividends is $500. Terms range from 1 to 60 months. Dividends paid monthly. Bump option available at opening (0.15% lower than stated rate for one-time rate bump). President's Club members earn an additional 0.25%. Early withdrawal penalties apply.
4.36% interest rate · Effective Oct 1, 2026
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More details - America First Credit UnionBump-Rate Certificate AccountsCD · 60 months · $500 min
Credit union · 2 branches
4.45%APY$2,432 over 60 months on $10,000Requirements
Product: Allows adjusting/increasing the interest rate one time during the certificate term.
Offer: Increase rate one time during term. Early-withdrawal penalties may apply. Dividends credited monthly.
4.36% interest rate · Effective Oct 21, 2026
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More details - 4.35%APY$660 over 18 months on $10,000
Requirements
Product: Must be 18 years of age or older. Daily balance method used to calculate interest. Interest compounded and credited quarterly on terms of 1 year or more, and at maturity on terms of less than 1 year. Early withdrawal penalty applies.
Offer: 18 Months term. Open online or in branch.
4.28% interest rate · Effective Oct 21, 2026
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More details - 4.35%APY$1,363 over 36 months on $10,000
Requirements
Product: Potential members must qualify for membership: live in Box Elder or Cache County, have an immediate family member with an account, or work at a Select Employee Group (SEG). If opting for the one-time bump option, original CD rate will be 0.25% lower than stated. Dividends pay quarterly. Penalties for early withdrawal may apply.
Offer: Dividend pays quarterly. Optional one-time bump option reduces original CD rate by 0.25%. Early withdrawal penalty may apply.
Effective Oct 19, 2026
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More details - 4.35%APY$1,363 over 36 months on $10,000
Requirements
Product: $500 minimum opening deposit. Terms from 6 to 36 months. 18-month term features rate bump. Early withdrawal subject to dividend penalties.
Effective Sep 17, 2026
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More details - 4.30%APY$430 over 1 year on $10,000
Requirements
Product: Allows subsequent deposits during the 1-year term. No monthly maintenance fee attached. Interest compounded and credited quarterly. Early withdrawal penalty applies.
Offer: 1 Year term. Open online or in branch. Allows additional deposits throughout the term.
4.20% interest rate · Effective Oct 21, 2026
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More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
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More details - 3.95%APY$229 over 7 months on $10,000
Requirements
Product: $10,000 minimum balance. Add funds anytime, and one penalty-free withdrawal permitted per month as long as minimum balance of $10,000 is maintained.
Offer: One withdrawal per month permitted without penalty as long as the minimum balance of $10,000 is maintained; additional deposits permitted at any time.
Effective Sep 17, 2026
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More details - 3.95%APY$295 over 9 months on $10,000
Requirements
Product: $500 minimum to start and a $25 monthly auto-transfer is required. Add money anytime. Early withdrawal results in termination of certificate and assessment of early withdrawal penalty.
Offer: Must have auto-transfer set up with at least $25 per month going into the certificate; additional deposits permitted anytime; early withdrawal terminates certificate with penalty.
Effective Sep 17, 2026
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More details - 3.91%APY$592 over 18 months on $10,000
Requirements
Product: Rate based on the 91-day Treasury Bill average, which is calculated the last Tuesday of each quarter. Dividends paid monthly. Early withdrawal penalties apply.
Offer: Rate based on the 91-day Treasury Bill average calculated the last Tuesday of each quarter.
3.84% interest rate · Effective Oct 1, 2026
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More details - 3.80%APY$380 over 1 year on $10,000
Requirements
Product: Regular share funds only; cannot be opened as an IRA certificate. Add money at any time. Penalty-free withdrawals during the first three business days of each quarter. Maximum of $250,000 per account. Bump option available. Dividends paid monthly.
Offer: Maximum of $250,000 per account. Available for regular share funds only.
3.74% interest rate · Balance cap $250,000 · Effective Oct 1, 2026
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More details - America First Credit UnionFlexible Certificate AccountsCD · 12 months · $500 min
Credit union · 2 branches
3.80%APY$380 over 1 year on $10,000Requirements
Product: Penalty-free access to funds during the first five calendar days of each quarter. Only opened over the phone, in a branch, or through secure chat in online banking. Additional deposits up to $10,000 per calendar month allowed, with total deposit limit of $100,000 in one or combination of flexible certificate accounts. Renews as regular certificate after 12 months unless otherwise directed.
Offer: One penalty-free withdrawal quarterly during first 5 calendar days of quarter. Additional deposits up to $10,000/month allowed up to $100,000 combined limit. Early-withdrawal penalties apply outside window. Dividends credited monthly.
3.74% interest rate · Balance cap $100,000 · Effective Oct 21, 2026
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More details - 3.15%APY$288 over 11 months on $10,000
Requirements
Product: Potential members must qualify for membership: live in Box Elder or Cache County, have an immediate family member with an account, or work at a Select Employee Group (SEG). Maximum $100,000. One deposit allowed per calendar month. One withdrawal per calendar month, and balance cannot drop below 50% of original certificate balance. There is no bump option on liquid certificates. Dividends pay quarterly. Penalties for early withdrawal may apply.
Offer: Maximum $100,000. One deposit allowed per calendar month. One withdrawal per calendar month, and balance cannot drop below 50% of original certificate balance. No bump option. Dividend pays quarterly. Early withdrawal penalty may apply.
Balance cap $100,000 · Effective Oct 19, 2026
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More details - 3.05%APY$75 over 3 months on $10,000
Requirements
Product: For CDs from $1,000 up to and including $99,999. Fixed interest rate, compounded daily. Online account opening requires minimum 3 month term and deposit less than $100,000 funded via existing Zions Bank account or wire transfer. Early withdrawal penalties apply.
Offer: Term 3 MONTHS. Fixed rate. Rates displayed for Idaho and Utah.
3.00% interest rate · Compounded daily · Balance cap $99,999 · Effective Oct 3, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Brigham City, UT
97 CDs at 7 banks and credit unions · checked Oct 4–22
- Typical
- 3.91%
- Top 10% from
- 4.35%
- Banks, typical
- 3.05%
- Credit unions, typical
- 4.08%
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Brigham City, UT-ID metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 2 branches
- Goldenwest Credit UnionCredit union · 1 branch
- Elevate Credit UnionCredit union · 2 branches