Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–4 results in Luna County, NM · Few institutions in Luna County, NM: choose a wider area in the filters
- 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - 3.90%APY$2,108 over 60 months on $10,000
Requirements
Product: Dividends compound monthly. Penalty for early withdrawal of principal. Must maintain minimum daily balance to earn disclosed APY. 36-Month Bump certificate allows a one-time rate increase if rates rise during the term and additional deposit at that time.
3.83% interest rate · Effective Sep 23, 2026
Rate checked
More details - First Financial Credit UnionTerm Share Certificates (TSC)CD · 12 months · $1,000 min
Credit union · 1 branch
3.30%APY$330 over 1 year on $10,000Requirements
Product: Available from 3 months to 5 years. No setup or maintenance fees. Substantial penalty for early withdrawal of principal.
Offer: Substantial penalty for early withdrawal of principal.
3.25% interest rate · Effective Jun 8, 2026
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 1 branch
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Luna County, NM
43 CDs at 3 banks and credit unions · checked Oct 22
- Typical
- 3.04%
- Top 10% from
- 3.89%
- Banks, typical
- 1.02%
- Credit unions, typical
- 3.20%
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Find your bank or credit union to see all its rates and how they compare near you.
Deming, NM metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- First Financial Credit UnionCredit union · 1 branch