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Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–13 results in Mandan, ND
- 5.10%APY$4,462 over 89 months on $10,000
Requirements
Product: CD interest payments available via Auto Transfer or electronic deposit. For 9 month CD: interest is not compounded, credited at maturity. For 18, 27, 39, 54, 69, 78, 89 month CDs: interest is compounded and credited annually. Early withdrawal penalty may apply.
Offer: Interest compounded annually and credited annually.
5.10% interest rate · Compounded annually · Effective Oct 15, 2026
Rate checked
More details - 4.80%APY$1,510 over 36 months on $10,000
Requirements
Product: CD interest payments available via Auto Transfer or electronic deposit. For 3, 6, 9, 12 month CDs: interest is not compounded, credited at maturity. For 18, 24, 27, 36, 39, 54, 69, 78, 89 month CDs: interest is compounded and credited annually. Early withdrawal penalty may apply.
Offer: Interest compounded annually and credited annually.
4.80% interest rate · Compounded annually · Effective Oct 15, 2026
Rate checked
More details - First Community Credit UnionCertificates of Deposit (27 Month)CD · 27 months · $5,000 min
Credit union · 1 branch
4.30%APY$994 over 27 months on $10,000Requirements
Product: Not available for public funds. During the term, account holders may exercise: (1) one additional deposit of at least $5,000, not to exceed initial deposit; (2) one-time rate increase during term; and (3) one penalty-free withdrawal of up to 50% of account balance provided $5,000 minimum balance is maintained. Early withdrawals subject to penalty.
Offer: Dividends compound quarterly. Bump up to a higher rate one time during term. Add money once during term ($5,000 minimum and cannot exceed initial deposit). Penalty-free withdrawal of up to half your balance once per term (must maintain $5,000 minimum). Not available for public funds. Early withdrawals subject to penalty.
Effective Oct 19, 2026
Rate checked
More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
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More details - First International Bank & TrustFixed-Term CD (Certificate of Deposit) AccountCD · 13 months · $2,500 min
Bank · 1 branch
4.25%APY$461 over 13 months on $10,000Requirements
Product: Minimum opening deposit to earn the stated APY for any special CD account is $2,500.00. Fees could reduce earnings on this account. A penalty may be imposed for early withdrawal of funds. These offers are for consumer and non-consumer accounts and not for public funds.
Offer: Minimum opening deposit to earn stated APY is $2,500.00. Early withdrawal penalty may apply.
Effective Oct 12, 2026
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More details - 4.25%APY$2,313 over 60 months on $10,000
Requirements
Product: $2,000 minimum. Rates advertised as high as. Effective October 7, 2026.
Offer: $2,000 minimum. Effective October 7, 2026.
4.17% interest rate · Effective Oct 7, 2026
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More details - 4.20%APY$858 over 24 months on $10,000with conditions
Requirements
Product: Requires a Gate City Bank checking account.
Offer: Requires a Gate City Bank checking account
Qualified rate · 4.20% interest rate · Effective Oct 22, 2026
Rate checked
More details - Capital Credit Union of North Dakota6-Month Special Certificate of DepositCD · 6 months · $500 min
Credit union · 1 branch
4.15%APY$205 over 6 months on $10,000intro rateRequirements
Product: Requires minimum balance of $500 and 100% of deposit in new money (funds not currently held by Capital Credit Union in any share or deposit account). After 6 months, balance automatically rolls into a regular 6-Month CD at advertised rate. Early withdrawal penalties apply. Offer expires when limit is reached.
Offer: Requires 100% new money. Automatically rolls over into a regular 6-Month CD at maturity.
Promotional rate · 4.07% interest rate · Effective Aug 1, 2026
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More details - Capital Credit Union of North Dakota12-Month Special Certificate of DepositCD · 12 months · $500 min
Credit union · 1 branch
4.15%APY$415 over 1 year on $10,000intro rateRequirements
Product: Requires minimum balance of $500 and 100% of deposit in new money (funds not currently held by Capital Credit Union in any share or deposit account). After 12 months, balance automatically rolls into a regular 12-Month CD at advertised rate. Early withdrawal penalties apply. Offer expires when limit is reached.
Offer: Requires 100% new money. Automatically rolls over into a regular 12-Month CD at maturity.
Promotional rate · 4.08% interest rate · Effective Jun 1, 2026
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More details - First Community Credit UnionCertificates of DepositCD · 15 months · $1,000 min
Credit union · 1 branch
4.15%APY$521 over 15 months on $10,000intro rateRequirements
Product: Early withdrawals subject to penalty. No setup or maintenance fees.
Offer: Limited-time offer. Dividends compound quarterly for CDs with terms greater than 12 months. Not available for funds. Penalty for early withdrawal. No setup or maintenance fees.
Promotional rate · Balance cap $1,000,000 · Effective Oct 19, 2026
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More details - 4.00%APY$165 over 5 months on $10,000
Requirements
Offer: Exclusive offer
3.95% interest rate · Effective Oct 22, 2026
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More details - Capital Credit Union of North DakotaCertificate of DepositCD · 6 months · $500 min
Credit union · 1 branch
3.75%APY$186 over 6 months on $10,000Requirements
Product: Membership eligibility applies (living within specified mileage of branch locations or immediate family member of resident). $500 minimum balance required. Penalty applies for early withdrawal. Rates accurate as of Aug. 1, 2026. Classic Checking members in good standing may request a 0.10% APY CD bump at opening/renewal (not available on specials).
3.69% interest rate · Effective Aug 1, 2026
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 1 branch
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Mandan, ND
82 CDs at 7 banks and credit unions · checked Oct 22
- Typical
- 3.58%
- Top 10% from
- 4.30%
- Banks, typical
- 3.33%
- Credit unions, typical
- 3.88%
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Bismarck, ND metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- First Community Credit UnionCredit union · 2 branches
- Capital Credit Union of North DakotaCredit union · 8 branches