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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Elk River, MN

  1. Nicolet National BankCertificate of DepositCD · 60 months · $2,500 min

    Bank · 1 branch

    4.75%APY$2,612 over 60 months on $10,000
  2. Top Carrot, Carrot Score 88
    Blaze Credit UnionPremium CertificateCD · 72 months · $10,000 min

    Credit union · 1 branch

    4.60%APY$3,098 over 72 months on $10,000
  3. Top Carrot, Carrot Score 88
    Blaze Credit UnionRegular CertificateCD · 72 months · $500 min

    Credit union · 1 branch

    4.50%APY$3,023 over 72 months on $10,000
  4. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 1 branch

    4.25%APY$389 over 11 months on $10,000with conditions
  5. Gate City BankRelationship CDCD · 24 months · $1,000 min

    Bank · 1 branch

    4.20%APY$858 over 24 months on $10,000with conditions
  6. Huntington BankFixed Rate Certificate of DepositCD · 5 months · $1,000 min

    Bank · 1 branch

    4.10%APY$169 over 5 months on $10,000intro rate
  7. Gate City BankCertificate of DepositCD · 5 months · $1,000 min

    Bank · 1 branch

    4.00%APY$165 over 5 months on $10,000
  8. The Bank of Elk RiverCertificate of DepositCD · 15 months · $200 min

    Bank · 2 branches

    3.91%APY$491 over 15 months on $10,000intro rate
  9. Top Carrot, Carrot Score 88
    Blaze Credit UnionCertificate BuilderCD · 6 months · $25 min

    Credit union · 1 branch

    3.80%APY$188 over 6 months on $10,000
  10. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 1 branch

    3.30%APY$219 over 8 months on $10,000with conditions
  11. U.S. BankCD SpecialCD · 6 months · $1,000 min

    Bank · 1 branch

    3.25%APY$161 over 6 months on $10,000
  12. First Bank Elk RiverRegular Certificates of DepositCD · 48 months · $500 min

    Bank · 2 branches

    3.14%APY$1,316 over 48 months on $10,000
  13. Nicolet National BankInvestor Choice CDCD · 30 months · $10,000 min

    Bank · 1 branch

    2.90%APY$741 over 30 months on $10,000with conditions
  14. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 1 branch

    1.76%APYwith conditions
  15. U.S. BankTrade Up CDCD · 60 months · $1,000 min

    Bank · 1 branch

    0.40%APY$202 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Elk River, MN

199 CDs at 9 banks and credit unions · checked Oct 16–22

Typical
2.00%
Top 10% from
4.21%
Banks, typical
1.50%
Credit unions, typical
4.30%

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Minneapolis, MN-WI metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. VisionBankBank · 1 branch
  2. Luminate BankBank · 1 branch
  3. St. Paul Federal Credit UnionCredit union · 3 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate