Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in New Bedford, MA
- 4.30%APY$540 over 15 months on $10,000
Requirements
Product: Early withdrawal penalty equals 180 days interest on principal amount withdrawn.
4.22% interest rate · Effective Oct 15, 2026
Rate checked
More details - Bristol County Savings BankPRIME TIME™ Certificate of DepositCD · 18 months · $1,000 min
Bank · 2 branches
4.25%APY$644 over 18 months on $10,000with conditionsRequirements
Product: Must maintain a Prime Time Checking account to be eligible for product. An early withdrawal penalty may be imposed. Fees could reduce earnings.
Offer: Must maintain a Prime Time Checking account.
Qualified rate · 4.16% interest rate · Effective Oct 13, 2026
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More details - 4.15%APY$629 over 18 months on $10,000
Requirements
Product: Minimum deposit to open is $1,000; maximum deposit to open is $1,000,000.00. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Compounded daily. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: Select 18-Month CD. Compounded daily. Minimum balance of $0.01 required daily to obtain disclosed APY.
4.07% interest rate · Compounded daily · Balance cap $1,000,000 · Effective Oct 6, 2026
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More details - 4.15%APY$958 over 27 months on $10,000
Requirements
Offer: Automatically renews into a 30 Month CD.
4.07% interest rate · Effective Sep 21, 2026
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More details - 4.05%APY$268 over 8 months on $10,000intro rate
Requirements
Product: Minimum balance required to open account as well as to obtain advertised Annual Percentage Yield (APY). Special certificates are not to be combined with any other offer. Penalty for early withdrawal. Fees could reduce earnings. Dividends compounded monthly. Additional deposits not allowed.
Offer: Special certificate; not to be combined with any other offer. Dividends compounded monthly. Penalty for early withdrawal. Fees could reduce earnings.
Promotional rate · 3.98% interest rate · Compounded monthly · Effective Oct 15, 2026
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More details - 4.00%APY$299 over 9 months on $10,000intro rate
Requirements
Product: Premium fixed rates offered for the term of the certificate. Minimum opening deposit of $250.00 to earn APY. Dividends compounded and paid/credited monthly. Subject to early withdrawal penalties. Fees may reduce earnings. Upon maturity, certificate will automatically renew at the prevailing rate.
Offer: Limited-time special. Offer expires 9/20/26. Minimum opening deposit of $250 to earn APY. Dividends compounded and paid monthly. Early withdrawal penalty may be imposed if redeemed prior to maturity. Fees may reduce earnings. Valid on personal and business accounts only; no institutional funds. Automatically renews at the prevailing rate upon maturity.
Promotional rate · 3.93% interest rate · Effective Sep 14, 2026
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More details - 4.00%APY$606 over 18 months on $10,000
Requirements
Product: Dividend rate is compounded monthly and paid monthly. Renewed automatically at the end of a 10 calendar day grace period. A substantial penalty is assessed on funds withdrawn prior to maturity on all Certificate accounts.
Compounded monthly
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More details - 3.85%APY$95 over 3 months on $10,000intro rate
Requirements
Product: Penalty for early withdrawal. Dividend rate may change after the account is opened. All rates subject to change. Fees may reduce earnings.
Offer: SPECIAL
Promotional rate · 3.78% interest rate · Effective Jun 17, 2026
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More details - 3.82%APY$382 over 1 year on $10,000intro rate
Requirements
Product: New money from outside of any SouthCoast Accounts is needed to fund the CD, or an additional $10,000 from an outside source is needed to use funds from an existing credit union account.
Offer: New money from outside of any SouthCoast Accounts required; to use existing credit union funds, an additional $10,000 from an outside source is required.
Promotional rate · 3.75% interest rate
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More details - 3.82%APY$1,190 over 36 months on $10,000
3.75% interest rate · Effective Feb 14, 2025
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More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - 3.75%APY$343 over 11 months on $10,000
Requirements
Product: Early withdrawal penalty equals 90 days interest on principal amount withdrawn.
3.69% interest rate · Effective Oct 15, 2026
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More details - 3.75%APY$568 over 18 months on $10,000
Requirements
Product: An early withdrawal penalty may be imposed. Fees could reduce earnings.
3.68% interest rate · Effective Oct 13, 2026
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More details - 3.55%APY$446 over 15 months on $10,000intro rate
Requirements
Product: Fixed interest rate. 6 to 60 months terms available. Early withdrawal penalty may be imposed. Annual statement. Terms, interest rates, and APYs are for statement-based CDs only.
Offer: 15 Month Statement CD Special. This offer may be withdrawn at any time. Preferred Checking Account preferential CD rate benefit does not apply to this offer.
Promotional rate · 3.49% interest rate · Effective Oct 14, 2026
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More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in New Bedford, MA
200 CDs at 13 banks and credit unions · checked Oct 4–16
- Typical
- 1.50%
- Top 10% from
- 3.75%
- Banks, typical
- 1.88%
- Credit unions, typical
- 1.05%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Providence, RI-MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Shoreham BankBank · 3 branches
- Coastal1 Credit UnionCredit union · 19 branches
- Ocean State Credit UnionCredit union · 6 branches