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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–11 results in Berea, KY

  1. Top Carrot, Carrot Score 90
    Central BankCertificate of DepositCD · 60 months · $500 min

    Bank · 1 branch

    4.50%APY$2,462 over 60 months on $10,000
  2. Top Carrot, Carrot Score 90
    Central BankCD Management AccountCD · 12 months · $2,500 min

    Bank · 1 branch

    4.38%APY$438 over 1 year on $10,000
  3. Woodforest National BankCertificates of DepositCD · 9 months · $500 min

    Bank · 1 branch

    4.25%APY$317 over 9 months on $10,000
  4. Community Trust Bank7-Month CD SpecialCD · 7 months · $1,000 min

    Bank · 1 branch

    4.04%APY$234 over 7 months on $10,000intro rate
  5. Cumberland Valley National BankCertificates of DepositCD · 4 months

    Bank · 1 branch

    3.85%APY$127 over 4 months on $10,000
  6. Park Community Credit UnionShare CertificatesCD · 9 months · $500 min

    Credit union · 1 branch

    3.75%APY$280 over 9 months on $10,000
  7. Top Carrot, Carrot Score 90
    Central BankCentral AdvantageCD · 12 months · $2,500 min

    Bank · 1 branch

    3.75%APY$375 over 1 year on $10,000
  8. U.S. BankCD SpecialCD · 6 months · $1,000 min

    Bank · 1 branch

    3.25%APY$161 over 6 months on $10,000
  9. U.S. BankTrade Up CDCD · 60 months · $1,000 min

    Bank · 1 branch

    0.40%APY$202 over 60 months on $10,000
  10. U.S. BankStep Up CDCD · 28 months · $1,000 min · 4 steps

    Bank · 1 branch

    0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
  11. U.S. BankU.S. Bank Certificates of DepositCD · 60 months · $500 min

    Bank · 1 branch

    0.25%APY$126 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Berea, KY

50 CDs at 6 banks and credit unions · checked Oct 6–22

Typical
2.68%
Top 10% from
4.25%
Banks, typical
2.25%
Credit unions, typical
2.90%

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Richmond, KY metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Commonwealth Credit UnionCredit union · 1 branch
  2. Central BankBank · 3 branches
  3. PBT BancorpBank · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate