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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–10 results in Oxford, AL

  1. Farmers & Merchants BankCD’sCD · 60 months · $1,000 min

    Bank · 1 branch

    4.32%APY$2,355 over 60 months on $10,000
  2. Woodforest National BankCertificates of DepositCD · 9 months · $500 min

    Bank · 1 branch

    4.25%APY$317 over 9 months on $10,000
  3. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 1 branch

    4.25%APY$389 over 11 months on $10,000with conditions
  4. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 1 branch

    4.25%APY$461 over 13 months on $10,000intro rate
  5. Top Carrot, Carrot Score 87
    Emblem Credit UnionTerm Share Certificate AccountsCD · 24 months · $1,000 min

    Credit union · 1 branch

    4.25%APY$868 over 24 months on $10,000intro rate
  6. Top Carrot, Carrot Score 91
    Family Savings Credit UnionShare CertificatesCD · 24 months · $500 min

    Credit union · 1 branch

    4.20%APY$858 over 24 months on $10,000
  7. Top Carrot, Carrot Score 94
    AmFirstShare CertificatesCD · 13 months · $500 min

    Credit union · 1 branch

    4.05%APY$439 over 13 months on $10,000intro rate
  8. Investar Bank3-Month Certificate of Deposit SpecialCD · 3 months · $500 min · 3.80%–4.00% by balance

    Bank · 1 branch

    4.00%APY$99 over 3 months on $10,000intro rate
  9. Top Carrot, Carrot Score 98
    AOD Federal Credit UnionShare CertificateCD · 6 months · $500 min

    Credit union · 2 branches

    3.50%APY$173 over 6 months on $10,000
  10. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 1 branch

    1.76%APYwith conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Oxford, AL

105 CDs at 9 banks and credit unions · checked Oct 5–22

Typical
2.70%
Top 10% from
4.14%
Banks, typical
1.63%
Credit unions, typical
3.50%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Anniston, AL metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. AOD Federal Credit UnionCredit union · 5 branches
  2. AmFirstCredit union · 2 branches
  3. Family Savings Credit UnionCredit union · 1 branch
See all ranked institutions
Best CD Rates of October 2026 | Carrot Rate