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Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–5 results in Shawnee, OK metro · Few institutions in Shawnee, OK metro: choose a wider area in the filters
- Communication Federal Credit UnionShare CertificateCD · 13 months · $1,000 min
Credit union · 1 branch
4.35%APY$472 over 13 months on $10,000intro rateRequirements
Product: Rates subject to change at any time. A penalty may be imposed for early withdrawal. $1,000 minimum deposit required to open. Interest is paid monthly on the daily balance from the date of issue. Automatically renews at maturity.
Offer: Certificate Special. Fixed rate type. 13 month certificate will mature to a 12 month certificate. Early withdrawal penalty may apply.
Promotional rate · 4.26% interest rate · Effective Oct 13, 2026
Rate checked
More details - 3.79%APY
Requirements
Product: An additional 0.10% may be added to stated CD interest rate for primary or joint owners of a City Preferred checking account. Interest compounding monthly available for terms of 18 months or longer; non-compounding options available. Penalty for early withdrawal.
Offer: Fixed rate, non-compounding. Term 180 - 364 days.
3.75% interest rate
Rate checked
More details - Tinker Federal Credit UnionStarting Line Share CertificateCD · 12 months · $25 min
Credit union · 1 branch
3.54%APY$354 over 1 year on $10,000intro rateRequirements
Product: 12-month maturity, 90-day early withdrawal penalty. Renews into standard 12-month certificate if balance is $1,000 or more.
Offer: Dividends compounded monthly.
Promotional rate · 3.49% interest rate · Compounded monthly · Effective Oct 15, 2026
Rate checked
More details - 3.14%APY$314 over 1 year on $10,000
Requirements
Product: Dividends compounded and credited monthly based on average daily balance. Automatic renewal upon maturity with a 7-day grace period. Early withdrawal penalty applies. Additional deposits not allowed.
3.10% interest rate
Rate checked
More details - Tinker Federal Credit UnionSave & Build CertificateCD · 18 months · $25 min · 0.65%–2.02% by balance
Credit union · 1 branch
0.65%APY$98 over 18 months on $10,000with conditionsRequirements
Product: 18-month maturity, 120-day early withdrawal penalty. Renews into standard 12-month certificate if balance is $1,000 or more, or into starting line certificate if balance is less than $1,000. Must be enrolled in online and mobile banking with a valid email address. Only one save & build certificate per account. Must be 18 years or older, limited to one per Tax Identification Number, must have open share draft account with TFCU. Normal underwriting guidelines apply, not in bankruptcy or legal proceedings.
Offer: Fixed dividend rate on balance of $5,000 or less.
Qualified rate · 2.00% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Save & Build Certificate Balance APY Up to $5,000 2.02% $5,000 and upYour amount 0.65% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Shawnee, OK metro
27 CDs at 4 banks and credit unions · checked Oct 5–15
- Typical
- 3.14%
- Top 10% from
- 3.83%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.20%
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Shawnee, OK metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 1 branch