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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Port Townsend, WA metro

  1. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 1 branch

    4.25%APY$389 over 11 months on $10,000with conditions
  2. Top Carrot, Carrot Score 88
    First Fed BankCD PromosCD · 13 months · $10,000 min

    Bank · 1 branch

    4.20%APY$456 over 13 months on $10,000
  3. 1st Security BankCertificates of DepositCD · 12 months · $500 min

    Bank · 2 branches

    4.17%APY$417 over 1 year on $10,000with conditions
  4. Sound Community BankCertificates of DepositCD · 23 months · $1,000 min

    Bank · 1 branch

    3.90%APY$761 over 23 months on $10,000with conditions
  5. Peninsula Credit UnionCertificatesCD · 24 months · $500 min

    Credit union · 1 branch

    3.65%APY$743 over 24 months on $10,000
  6. Heritage BankAnniversary CDCD · 9 months · $2,500 min

    Bank · 2 branches

    3.60%APY$269 over 9 months on $10,000
  7. Kitsap Credit UnionShare CertificateCD · 24 months · $500 min

    Credit union · 1 branch

    3.60%APY$733 over 24 months on $10,000
  8. Peninsula Credit UnionSave to Win Share CertificateCD · 12 months · $25 min

    Credit union · 1 branch

    3.50%APY$350 over 1 year on $10,000
  9. Heritage BankFlex-Term CDsCD · 3–5 months · $2,500 min

    Bank · 2 branches

    3.40%APY
  10. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 1 branch

    3.30%APY$219 over 8 months on $10,000with conditions
  11. Heritage BankCelebration CDCD · 13 months · $2,500 min

    Bank · 2 branches

    3.30%APY$358 over 13 months on $10,000
  12. Kitsap Credit Union10-Month Promotional CertificateCD · 10 months · $500 min

    Credit union · 1 branch

    3.25%APY$270 over 10 months on $10,000with conditions
  13. Kitsap Credit UnionAdd-On CertificateCD · 24 months · $500 min

    Credit union · 1 branch

    3.25%APY$661 over 24 months on $10,000
  14. U.S. BankCD SpecialCD · 6 months · $1,000 min

    Bank · 1 branch

    3.25%APY$161 over 6 months on $10,000
  15. Kitsap Credit UnionBump Rate CertificateCD · 12 months · $500 min

    Credit union · 1 branch

    2.90%APY$290 over 1 year on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Port Townsend, WA metro

189 CDs at 9 banks and credit unions · checked Oct 16–22

Typical
1.95%
Top 10% from
3.50%
Banks, typical
1.50%
Credit unions, typical
3.10%

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Port Townsend, WA metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. First Fed BankBank · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate