Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–14 results in Muscatine, IA metro
- 4.75%APY$2,612 over 60 months on $10,000
Requirements
Product: Interest is compounded and credited quarterly using the daily balance method. Penalty for early withdrawal: 6 months interest if maturity is 24 months or less; 12 months interest if maturity is more than 24 months.
Offer: Relationship rate requires Direct Deposit Checking.
4.67% interest rate · Effective Sep 23, 2026
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More details - 4.40%APY$1,137 over 30 months on $10,000
Requirements
Product: All certificates can be opened with just $500 (only $250 for minors). Offered at terms from 3 to 60 months. Dividends compound daily and are posted monthly to your certificate or savings account. Renewable with a 10-day grace period. Penalty for early withdrawal.
Offer: Renewable with a 10-day grace period. Penalty for early withdrawal.
4.31% interest rate · Effective Oct 14, 2026
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More details - 4.31%APY$468 over 13 months on $10,000intro rate
Requirements
Product: Rates applicable across all locations / other markets. Interest compounded at maturity for 3 and 6 months, and every 6 months for longer terms. A penalty may be imposed for early withdrawal.
Offer: 13 Month Special. Compounded every 6 months.
Promotional rate · 4.26% interest rate · Effective Oct 15, 2026
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More details - 4.31%APY$468 over 13 months on $10,000intro rate
Requirements
Product: Rates applicable to West Liberty location. Interest compounded at maturity for 3 and 6 months, and every 6 months for longer terms. A penalty may be imposed for early withdrawal.
Offer: 13 Month Special. Compounded every 6 months.
Promotional rate · 4.26% interest rate · Effective Oct 15, 2026
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More details - The Family Credit UnionShare Certificates (Certificates of Deposit)CD · 7 months · $500 min
Credit union · 1 branch
4.00%APY$231 over 7 months on $10,000intro rateRequirements
Product: Available for a minimum deposit of $500 with terms from 6 to 60 months. Certificates automatically renew. May be used as security to get a better rate on your next loan. A penalty will be imposed for early withdrawal.
Offer: 7 Month Special. Minimum balance of $500 required to open and earn dividends. Early withdrawals may be subject to a penalty.
Promotional rate · 3.94% interest rate · Effective Feb 10, 2026
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More details - 4.00%APY$299 over 9 months on $10,000with conditions
Requirements
Product: *Eligibility requirement: customer must be an owner of an active CBT checking, savings, or loan account.
Offer: Relationship bump rate; eligibility requirement: customer must be an owner of an active CBT checking, savings, or loan account.
Qualified rate · 3.94% interest rate · Effective Sep 22, 2026
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More details - 3.92%APY$194 over 6 months on $10,000
Requirements
Product: $500 deposit required to open; $500 daily balance required to earn dividends. Penalties may be imposed for early withdrawal. Fees may reduce earnings. Deposits insured up to $500,000 ($250,000 NCUA + $250,000 Excess Share Insurance). Rates may change at maturity.
Offer: Dividend frequency: Monthly.
3.85% interest rate · Effective Mar 23, 2026
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More details - Members Community Credit UnionCertificate of Deposit / Share CertificateCD · 6 months · $1,000 min
Credit union · 2 branches
3.90%APY$193 over 6 months on $10,000Requirements
Product: Minimum deposit is $1,000; for minor primary owners it's $250. Automatic renewal. Early withdrawal fee applies.
Offer: Automatic renewal; not applicable to IRAs; minimum deposit is $250 for minor primary owners.
3.84% interest rate
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More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
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More details - 2.90%APY$741 over 30 months on $10,000with conditions
Requirements
Product: Offers an option to increase the rate one time during the term based on current rates; additional funds may be added up to initial deposit amount in $1,000 increments at time of increase. Interest compounded and credited quarterly using daily balance method. Penalty for early withdrawal: 12 months interest if maturity is more than 24 months.
Offer: Relationship rate requires Direct Deposit Checking.
Qualified rate · 2.87% interest rate · Effective Sep 23, 2026
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More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
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More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
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More details - 0.00%APY$0 over 24 months on $10,000
Requirements
Product: Fixed rate for the term until the member exercises the right to bump the rate one time at any point during the term to the current rate offered on other accounts with the same term. Not applicable to IRAs. Minimum deposit is $1,000 ($250 for minor primary owners).
Offer: Automatic renewal; not applicable to IRAs; allows a one-time rate bump during term.
0.00% interest rate
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Muscatine, IA metro
112 CDs at 8 banks and credit unions · checked Oct 6–16
- Typical
- 2.59%
- Top 10% from
- 4.25%
- Banks, typical
- 2.00%
- Credit unions, typical
- 2.93%
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Iowa
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 9 branches
- Serve Credit UnionCredit union · 2 branches
- Advantage Credit UnionCredit union · 1 branch