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Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–4 results in Mount Pleasant, TX metro · Few institutions in Mount Pleasant, TX metro: choose a wider area in the filters
- 4.25%APY$317 over 9 months on $10,000
Requirements
Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.
Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.
Effective Oct 2, 2026
Rate checked
More details - East Texas Professional Credit UnionTerm Share CertificatesCD · 23 months · $1,000 min
Credit union · 1 branch
4.25%APY$830 over 23 months on $10,000Requirements
Product: ETPCU membership required. A minimum of $1,000 is required to open and maintain on a daily basis to earn APY. Early withdrawal penalty may be imposed. Term Share Certificate balances $100K and above receive a 0.10% dividend increase.
Offer: 23 Month Term Share Certificates $1,000.00 & over (Special Rate). Compounded & Credited Quarterly. Balances $100K and above receive a 0.10% dividend increase.
4.18% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.00%APY$366 over 11 months on $10,000intro rate
Requirements
Product: Fixed rate for the entire 11-month term. Beginning 7 days after funding date, full account balance may be withdrawn without penalty. Additional deposits during term are generally not permitted. Automatically renews into an 11-month term CD at maturity.
Offer: Promotional rate. Minimum deposit of $1,000 required to open. Full balance withdrawal permitted penalty-free starting 7 days after funding.
Promotional rate · Effective Aug 26, 2026
Rate checked
More details - 3.80%APY$188 over 6 months on $10,000
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Mount Pleasant, TX metro
33 CDs at 4 banks and credit unions · checked Oct 6–16
- Typical
- 3.35%
- Top 10% from
- 4.00%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.83%
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Mount Pleasant, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- East Texas Professional Credit UnionCredit union · 1 branch