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Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–8 results in Iron Mountain, MI-WI metro
- 4.30%APY$430 over 1 year on $10,000intro rate
Requirements
Product: FDIC insured up to $250,000 per depositor. No monthly fees when held to maturity. Early withdrawal penalty applies. Maximum deposit is $10 million. Not available for public units.
Offer: Must present offer at account opening. Limited-time offer. Not available for public units or Business CDs. Certain restrictions, including area restrictions, may apply.
Promotional rate · Balance cap $10,000,000 · Effective Oct 16, 2026
Rate checked
More details - 4.15%APY$521 over 15 months on $10,000intro rate
Requirements
Product: Certificates may be issued for terms other than listed above. Interest for certificates issued for terms other than listed will be paid at the rate for the nearest lower term. The Annual Percentage Yield on all Time Certificates is figured on a compounding quarterly basis for a 12-month period of time. This yield will fluctuate when compounding at a different interval or for any lesser time. Penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: 15 Month Special.
Promotional rate · 4.09% interest rate · Effective Oct 15, 2026
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More details - 4.10%APY$169 over 5 months on $10,000intro rate
Requirements
Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.
Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.
Promotional rate · 4.02% interest rate · Effective Oct 16, 2026
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More details - 4.06%APY$828 over 24 months on $10,000
Requirements
Product: Dividends may not be withdrawn before maturity.
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More details - 4.04%APY$439 over 13 months on $10,000
Requirements
Product: Interest compounded and credited monthly. Assumes interest remains on deposit until maturity; withdrawal or paying interest out reduces earnings. Closing account before interest is credited forfeits accrued interest.
Effective May 20, 2026
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More details - 3.25%APY$161 over 6 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal (excludes 6-Month CD). Minimum opening deposit of $1,000.
Offer: No early withdrawal penalty.
3.22% interest rate · Effective Sep 4, 2026
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More details - Iron Mountain-Kingsford Community Federal Credit UnionShare CertificateCD · 6 months · $1,000 min
Credit union · 1 branch
2.52%APY$125 over 6 months on $10,000Requirements
Product: Dividends are compounded and paid quarterly on the average daily balance. Fixed dividend rate for the term of certificate. Automatic renewal at maturity unless notified.
2.50% interest rate · Effective Oct 7, 2026
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More details - 2.27%APY$1,188 over 60 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal. Minimum balance to obtain APY refers to the daily balance.
Offer: Daily balance of $1,000 required to obtain APY. Penalty may be imposed for early withdrawal.
2.25% interest rate · Effective Oct 6, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Iron Mountain, MI-WI metro
61 CDs at 8 banks and credit unions · checked Oct 5–17
- Typical
- 3.25%
- Top 10% from
- 4.06%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.27%
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Iron Mountain, MI-WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- U.P. State Credit UnionCredit union · 1 branch
- Flagstar BankBank · 1 branch
- Iron Mountain-Kingsford Community Federal Credit UnionCredit union · 1 branch