Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–12 results in Chambersburg, PA metro
- Patriot Federal Credit UnionShare CertificatesCD · 48 months · $1,000 min · 4.40%–4.60% by balance
Credit union · 8 branches
4.50%APY$1,925 over 48 months on $10,000Requirements
Product: Penalty for early withdrawal. Rates tiered based on amount of deposit. Fixed dividend rate, monthly dividends. Insured up to $250,000 by NCUA. Open with as little as $1,000. Available in terms of 3 months to 5 years.
Offer: Penalty for early withdrawal. Tier $1,000-$9,999. Dividend earnings based on minimum tier balance.
Effective Sep 16, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 – $9,999 4.40% $10,000 – $24,999Your amount 4.50% $25,000 – $99,999 4.50% $100,000 – $250,000 4.55% Over $250,000 4.60% Rate checked
More details - 4.25%APY$317 over 9 months on $10,000
Requirements
Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.
Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.
Effective Oct 2, 2026
Rate checked
More details - 4.20%APY$710 over 20 months on $10,000
Requirements
Product: Must be a member. $5,000 minimum balance required to open account; 8-Month CD opening balance not to exceed $500,000; 20-Month CD opening balance not to exceed $250,000. APY is based on the opening balance of the CD. Dividends paid monthly and applied to the balance of the certificate. The APY assumes that all dividends remain on deposit until maturity. Rate is fixed for initial term of certificate. At time of maturity certificate will automatically renew for a term of 12 months at the prevailing rate. Early withdrawal penalties apply. Not valid with any other offer.
Offer: 20-Month CD opening balance not to exceed $250,000.
4.12% interest rate · Balance cap $250,000
Rate checked
More details - 4.02%APY$266 over 8 months on $10,000
Requirements
Product: Interest compounds monthly. Can be paid via check or deposit into Community Interest Checking Account. Penalty may be imposed for early withdrawal.
Offer: Term: 8 Month Promo. A minimum opening deposit of $5,000 in New Money must be deposited in the Certificate of Deposit account to receive the promotional interest rate. New Money is defined as money that has not been on deposit in any Community State Bank account within the last 30 days. $5,000 minimum balance must be maintained daily to obtain the special rate. Penalty may be imposed for early withdrawal.
3.95% interest rate · Effective Oct 5, 2026
Rate checked
More details - 3.85%APY$583 over 18 months on $10,000with conditions
Requirements
Product: Requires an eligible/qualifying M&T Bank checking account (such as MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking, or Advantage Checking). Maximum deposit is $1,000,000 per account ($750,000 if opened online). Minimum balance to obtain APY is $1.00. Early withdrawal penalties apply.
Offer: Requires a qualifying checking account. Maximum deposit is $1,000,000 ($750,000 if opened online). Minimum balance to obtain APY is $1.00.
Qualified rate · 3.78% interest rate · Balance cap $1,000,000 · Effective Jul 30, 2026
Rate checked
More details - Patriot Federal Credit Union8 Month Share CertificateCD · 8 months · $10,000 min
Credit union · 8 branches
3.80%APY$252 over 8 months on $10,000Requirements
Product: Penalty for early withdrawal. Dividend earnings based on minimum tier balance. Not available in IRA.
Offer: Tier $10,000-$24,999.
Effective May 29, 2026
Rate checked
More details - 3.60%APY
3.55% interest rate · Effective Oct 14, 2026
Rate checked
More details - 3.09%APY
Requirements
Product: Fixed rate for term. Minimum opening deposit $500. Early withdrawal penalty may apply. Automatic renewal at maturity. No additional deposits or principal withdrawals permitted during term. Fees may apply and could reduce earnings.
3.05% interest rate · Effective Sep 21, 2026
Rate checked
More details - 2.90%APY$1,537 over 60 months on $10,000
Requirements
Product: Must be a member. Minimum opening deposit of $500. Dividends compounded and credited monthly. APY assumes dividends remain on deposit until maturity. Rate is fixed for initial term of certificate. At time of maturity certificate will automatically renew for a term of 12 months at the prevailing rate. Early withdrawal penalties apply. Not valid with any other offer.
2.86% interest rate
Rate checked
More details - F&M TrustCertificates of DepositCD · 60 months · $1,000 min · 2.30%–2.35% by balance
Bank · 12 branches
2.35%APY$1,232 over 60 months on $10,000Requirements
Product: Rates are subject to change. Certain new money restrictions apply. Not all available terms and rates are listed. Maturity periods range from 30 days to five years.
Offer: Certain new money restrictions apply.
Effective Sep 30, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 – $5,000 2.30% $5,000 – $25,000Your amount 2.35% Rate checked
More details - Patriot Federal Credit Union9 Month No Penalty CertificateCD · 9 months · $10,000 min · 2.20%–2.30% by balance
Credit union · 8 branches
2.20%APY$165 over 9 months on $10,000Requirements
Product: Penalty for early withdrawal. Dividend earnings based on minimum tier balance.
Offer: Tier $10,000-$24,999.
Effective Sep 2, 2026
Rate by balance
Rate by balance for 9 Month No Penalty Certificate Balance APY $10,000 – $24,999Your amount 2.20% $25,000 – $99,999 2.20% $100,000 – $250,000 2.25% Over $250,000 2.30% Rate checked
More details - Juniata Valley BankGrowth Certificate of DepositCD · 12 months · $100 min · 0.10%–2.02% by balance
Bank · 1 branch
2.02%APY$202 over 1 year on $10,000Requirements
Product: Variable rate account. Substantial penalty for early withdrawal. Assumes interest will remain on deposit until maturity.
Offer: Variable rate account
0.10% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Growth Certificate of Deposit Balance APY $100 – $1,000 0.10% $1,000 – $10,000 0.15% $10,000 and upYour amount 2.02% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Chambersburg, PA metro
76 CDs at 8 banks and credit unions · checked Oct 6–17
- Typical
- 2.45%
- Top 10% from
- 4.04%
- Banks, typical
- 2.04%
- Credit unions, typical
- 3.80%
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Chambersburg, PA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Patriot Federal Credit UnionCredit union · 8 branches
- 1st Ed Credit UnionCredit union · 2 branches