Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Athens, OH metro
- 4.45%APY$910 over 24 months on $10,000
Requirements
Product: Southeast Ohio residents; $1,000 minimum deposit; fixed dividend terms; withdrawal penalties apply.
4.35% interest rate
Rate checked
More details - 4.31%APY$919 over 25 months on $10,000
Requirements
Product: $1,000 minimum deposit required. Flexible terms. Interest compounded and credited monthly; monthly interest distribution available. Early withdrawal penalties may apply.
Offer: $1,000 minimum deposit required to open and attain the stated APY. Early withdrawal penalty may apply. Compounded and credited monthly.
Effective Oct 1, 2026
Rate checked
More details - 4.25%APY$534 over 15 months on $10,000intro rate
Requirements
Product: For a limited time. Dividends compounded and paid quarterly. Penalty may be imposed for early withdrawal.
Offer: Compounded quarterly. Minimum to earn APY is $500.00.
Promotional rate · 4.19% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 3.90%APY$193 over 6 months on $10,000
Requirements
Product: Penalty imposed for early withdrawal. Rates subject to change. Interest compounds monthly. Fees may reduce earnings. Renewable. APYs reflect interest compounded and credited monthly, remaining until maturity. Quarterly, semi-annual, and annual compounding available upon request with mandatory interest payouts.
Offer: 182 Days / 6-month CD. Interest compounds monthly. Renewable. Early withdrawal penalty applies.
3.83% interest rate · Effective Oct 16, 2026
Rate checked
More details - 3.75%APY$535 over 17 months on $10,000intro rate
Requirements
Product: No monthly maintenance fee. FDIC insured up to $250,000.
Offer: Limited-time offer. No minimum balance to obtain the stated APY. Guaranteed fixed return.
Promotional rate
Rate checked
More details - 3.54%APY$146 over 5 months on $10,000intro rate
Requirements
Product: No monthly maintenance fee. FDIC insured up to $250,000.
Offer: Limited-Time Offer!
Promotional rate
Rate checked
More details - 3.50%APY$380 over 13 months on $10,000intro rate
Requirements
Product: No monthly maintenance fee. A penalty will be imposed for early withdrawal.
Offer: Limited-time offer. No minimum balance to obtain the stated APY.
Promotional rate · Effective Jun 23, 2026
Rate checked
More details - 3.45%APY$345 over 1 year on $10,000
Requirements
Product: Dividends compounded and paid quarterly. Penalty may be imposed for early withdrawal.
Offer: Compounded quarterly. Minimum to earn APY is $500.00.
3.41% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - First National Bank of McConnelsville182 Day Certificate of DepositCD · 6 months · $2,500 min
Bank · 3 branches
3.04%APY$151 over 6 months on $10,000Requirements
Product: Early Withdrawal Penalty: 3 months (91 days) loss of interest. Automatically Renewable.
3.00% interest rate
Rate checked
More details - First National Bank of McConnelsville12 Month Certificate of DepositCD · 12 months · $500 min
Bank · 3 branches
3.04%APY$304 over 1 year on $10,000Requirements
Product: Early Withdrawal Penalty: 6 months (182 days) loss of interest. Automatically Renewable.
3.00% interest rate
Rate checked
More details - First National Bank of McConnelsville18 Month Certificate of DepositCD · 18 months · $500 min
Bank · 3 branches
3.04%APY$459 over 18 months on $10,000Requirements
Product: Early Withdrawal Penalty: 6 months (182 days) loss of interest. Automatically Renewable.
3.00% interest rate
Rate checked
More details - 3.04%APY$591 over 23 months on $10,000
3.00% interest rate · Effective Jul 13, 2026
Rate checked
More details - First National Bank of McConnelsvilleBump Up 30 Month Certificate of DepositCD · 30 months · $1,000 min
Bank · 3 branches
3.04%APY$777 over 30 months on $10,000Requirements
Product: You may bump the interest rate one (1) time to the current interest rate in effect for the same term as the original certificate. Early Withdrawal Penalty 6 months (182 days) loss of interest. Automatically Renewable.
3.00% interest rate · Effective Jul 13, 2026
Rate checked
More details - First National Bank of McConnelsvilleBump Up 36 Month First Advantage CDCD · 36 months · $1,000 min
Bank · 3 branches
3.04%APY$940 over 36 months on $10,000Requirements
Product: You may bump the interest rate one (1) time to the current interest rate in effect for the same term as the original certificate. Early Withdrawal Penalty 6 months (182 days) loss of interest. Automatically Renewable.
3.00% interest rate · Effective Jul 13, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Athens, OH metro
105 CDs at 7 banks and credit unions · checked Oct 16
- Typical
- 1.40%
- Top 10% from
- 4.01%
- Banks, typical
- 0.50%
- Credit unions, typical
- 4.13%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Athens, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Atomic Credit UnionCredit union · 1 branch