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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Albert Lea, MN metro

  1. Affinity PlusBasic CertificateCD · 60 months · $500 min

    Credit union · 1 branch

    4.50%APY$2,462 over 60 months on $10,000
  2. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 1 branch

    4.25%APY$389 over 11 months on $10,000with conditions
  3. Alerus Financial20 Month CD SpecialCD · 20 months · $5,000 min

    Bank · 1 branch

    4.10%APY$693 over 20 months on $10,000with conditions
  4. Top Carrot, Carrot Score 88
    United Employees Credit UnionShare Certificates (CDs)CD · 3 months · $1,000 min

    Credit union · 1 branch

    4.06%APY$101 over 3.033333333333333 months on $10,000
  5. Security Bank Minnesota19 Month Certificate of Deposit SpecialCD · 19 months · $1,000 min

    Bank · 3 branches

    3.86%APY$618 over 19 months on $10,000intro rate
  6. Security Bank Minnesota10 Month Certificate of Deposit SpecialCD · 10 months · $1,000 min

    Bank · 3 branches

    3.76%APY$312 over 10 months on $10,000intro rate
  7. Arcadian Bank15 Month CD SpecialCD · 15 months · $1,000 min

    Bank · 3 branches

    3.75%APY$471 over 15 months on $10,000intro rate
  8. Arcadian Bank7 Month CD SpecialCD · 7 months · $1,000 min

    Bank · 3 branches

    3.65%APY$211 over 7 months on $10,000intro rate
  9. Alerus Financial8 Month CD SpecialCD · 8 months · $5,000 min

    Bank · 1 branch

    3.62%APY$240 over 8 months on $10,000with conditions
  10. Accentra Credit Union6-Month Certificate SpecialCD · 6 months · $500 min

    Credit union · 1 branch

    3.53%APY$175 over 6 months on $10,000intro rate
  11. Trades & Labor FCUShare CertificatesCD · 12 months · $500 min · 3.00%–3.50% by balance

    Credit union · 1 branch

    3.50%APY$350 over 1 year on $10,000
  12. U.S. BankCD SpecialCD · 6 months · $1,000 min

    Bank · 1 branch

    3.25%APY$161 over 6 months on $10,000
  13. Accentra Credit UnionCertificate AccountsCD · 18 months · $10 min

    Credit union · 1 branch

    3.07%APY$464 over 18 months on $10,000
  14. Security Bank MinnesotaCertificates of DepositCD · 60 months · $1,000 min · 2.65%–2.75% by balance

    Bank · 3 branches

    2.70%APY$1,425 over 60 months on $10,000
  15. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 1 branch

    1.76%APYwith conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Albert Lea, MN metro

89 CDs at 9 banks and credit unions · checked Oct 6–22

Typical
2.40%
Top 10% from
4.00%
Banks, typical
1.51%
Credit unions, typical
3.75%

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Albert Lea, MN metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. United Employees Credit UnionCredit union · 1 branch
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CD rates by state

Best CD Rates of October 2026 | Carrot Rate