Bank · FDIC insured
Security Bank Minnesota CD Rates
Security Bank Minnesota’s best CD rate is 3.86% APY on a 19-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Security Bank Minnesota’s CD rates compare
Compared with banks and credit unions near Albert Lea, MN, where Security Bank Minnesota has the most branches. $10,000, best rate first.
This bank’s best
Security Bank Minnesota
3.86%APY
- Term
- 19 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $618
19 Month Certificate of Deposit Special
Top rate
Affinity Plus
4.50%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $2,462
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Security Bank Minnesota CD score
80
CD score
Higher than 50% of U.S. banks and credit unions
- 3–8 months3–8 mo2.11%
- 9–15 months9–15 mo3.76%
- 16–30 months16–30 mo3.86%
- 31–60 months31–60 mo2.70%
- QualifiedQualified3.86%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Security Bank Minnesota ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
19 Month Certificate of Deposit Special
3.86%APY · 1 term
Penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 19 monthsDaily balance calculation | 3.86% | $618 |
Sources (2)
All captured Sep 24, 2026
10 Month Certificate of Deposit Special
3.76%APY · 1 term
Penalty may be imposed for early withdrawal.
| Term | APY · $1,000 and up | APY · $1,000 – $250,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 10 monthsDaily balance calculation | 3.76% | — | 3.76% | $312 |
| 10 monthsMaximum certificate of deposit dollar amount is $250,000 | — | 3.76% | 3.76% | $312 |
Sources (2)
All captured Sep 24, 2026
Certificates of Deposit
Up to 2.70%APY · 8 terms
Penalty may be imposed for early withdrawal. Rates and APYs effective September 17, 2026.
| Term | APY · $1,000 – $10,000 | APY · $10,000 – $25,000 | APY · $25,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 monthsDaily balance calculation | 1.91% | 1.96% | 2.02% | 1.96%1.91% $1k–$10k2.02% from $25k | $49 |
| 6 monthsDaily balance calculation | 2.06% | 2.11% | 2.16% | 2.11%2.06% $1k–$10k2.16% from $25k | $105 |
| 12 monthsDaily balance calculation | 2.15% | 2.20% | 2.25% | 2.20%2.15% $1k–$10k2.25% from $25k | $220 |
| 18 monthsDaily balance calculation | 2.30% | 2.35% | 2.40% | 2.35%2.30% $1k–$10k2.40% from $25k | $355 |
| 24 monthsDaily balance calculation | 2.35% | 2.40% | 2.45% | 2.40%2.35% $1k–$10k2.45% from $25k | $486 |
| 36 monthsDaily balance calculation | 2.40% | 2.45% | 2.50% | 2.45%2.40% $1k–$10k2.50% from $25k | $753 |
| 48 monthsDaily balance calculation | 2.55% | 2.60% | 2.65% | 2.60%2.55% $1k–$10k2.65% from $25k | $1,081 |
| 60 monthsDaily balance calculation | 2.65% | 2.70% | 2.75% | 2.70%2.65% $1k–$10k2.75% from $25k | $1,425 |
Sources (3)
- securitybankmn.com/personal/certificates-of-deposit
- securitybankmn.com/rates
- securitybankmn.com/images/imag…documents/Rate_Sheet.pdf
All captured Sep 24, 2026
Special-purpose accounts
IRA Certificate of Deposit
Up to 3.86%APY · 7 terms
Penalty may be imposed for early withdrawal. Offered as Traditional IRA and Roth IRA.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 10 monthsDaily balance calculation | 3.76% | $312 |
| 12 monthsDaily balance calculation | 2.15% | $215 |
| 19 monthsDaily balance calculation | 3.86% | $618 |
| 24 monthsDaily balance calculation | 2.35% | $476 |
| 36 monthsDaily balance calculation | 2.40% | $737 |
| 48 monthsDaily balance calculation | 2.55% | $1,060 |
| 60 monthsDaily balance calculation | 2.65% | $1,397 |
Sources (2)
All captured Sep 24, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.