Bank · FDIC insured
Arcadian Bank
A $242.1M bank headquartered in Hartland, MN, with 3 branches in Minnesota. Best rates: CDs 3.75% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: rates are not published online. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—3.75%CD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Arcadian Bank
Arcadian Bank was founded in 1912 as Farmers State Bank of Hartland in Hartland, Minnesota, and was renamed Arcadian Bank in January 2021.
The bank is owned by bank holding company Minnesota Community Bancshares, which was formed by employees and funded by 78 local investors to purchase the bank in 2014.
The community-owned bank operates branch locations in Hartland, Freeborn, and Albert Lea, Minnesota.
- Headquarters
- 601 Broadway St, Hartland, MN 56042
- FDIC certificate
- 10561 ↗
Branches
3 branches in Minnesota
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Minnesota
3 branches
Hartland area · 1
- Arcadian BankMain office601 Broadway St, Hartland, MN 56042Directions
Albert Lea area · 1
- Albert Lea Branch1452 W Main St, Albert Lea, MN 56007Directions
Freeborn area · 1
- Freeborn Branch215 5th Ave, Freeborn, MN 56032Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.01% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.10% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 2.07% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $88 | $81 | — |
- CapitalLeverage ratio12.01%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.10%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets2.07%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$88Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Arcadian Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.