Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–4 of 4 results in Minnesota
- 4.25%APY$681 over 19 months on $10,000intro rate
Requirements
Product: Certificate specials are for a limited time and the credit union may end it at anytime without notice. Minimum certificate opening balance is $500. Specials are non-renewable. 7 month term will renew into a 6 month term, 13 month term will renew into a 12 month term, 19 month term will renew into a 18 month term, 25 month term will renew into an 24 month term certificate. Penalty for early withdrawal.
Offer: Specials are non-renewable. 19 month term will renew into a 18 month term.
Promotional rate · 4.18% interest rate · Effective Nov 6, 2026
Rate checked
More details - Notre Dame Federal Credit UnionStandard CertificateCD · 12–23 months · $0 min
Credit union · 2 branches
4.15%APYRequirements
Product: Fixed rate for the term of the certificate. Early withdrawal penalty may apply.
Effective Oct 1, 2026
Rate checked
More details - Wings Credit UnionStandard Certificate of DepositCD · 18–23 months · $500 min
Credit union · 26 branches
3.85%APYRequirements
Product: Membership required. $500 minimum deposit. Early withdrawal penalty may apply. Automatically renews at current non-promotional rate upon maturity.
3.78% interest rate · Effective Oct 15, 2026
Rate checked
More details - SMW Financial Credit UnionWealth Builder CDCD · 19 months · $25 min · 0.05%–0.25% by balance
Credit union · 2 branches
0.10%APY$16 over 19 months on $10,000Requirements
Product: Requires minimum $25 to open and an automatic payment of $25 or more to certificate once a month required. Additional deposits in any amount permitted anytime during term. Fixed rates; dividends compounded and credited monthly. Terms from 6 months to 5 years (specific rate terms published for 19, 29, and 49 months). Early withdrawals subject to penalty (minimum penalty is $25).
Offer: Requires automatic payment of $25 or more each month.
0.05% interest rate · Effective Oct 30, 2026
Rate by balance
Rate by balance for Wealth Builder CD Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 0.10% $50,000 – $100,000 0.25% $100,000 and up 0.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 19-month CDs pay in Minnesota
4 CDs at 4 banks and credit unions · checked Nov 6
- Typical
- 4.00%
- Top 10% from
- 4.22%
- Credit unions, typical
- 4.00%
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Find your bank or credit union to see all its rates and how they compare near you.
Minnesota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Mid Minnesota Federal Credit UnionCredit union · 12 branches
- Greater Community CUCredit union · 4 branches
- Altra Federal Credit UnionCredit union · 4 branches