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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 121–135 results

  1. Top Carrot, Carrot Score 99
    Post Office Employees Credit UnionCertificate of DepositCD · 12 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.33%APY$433 over 1 year on $10,000with conditions
  2. Top Carrot, Carrot Score 94
    Red River Credit UnionShare CertificatesCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.32%APY$432 over 1 year on $10,000
  3. Top Carrot, Carrot Score 94
    Employee Resources Credit UnionCertificates of DepositCD · 12 months · $5,000 min

    Credit union · Add a location to see nearby branches

    4.32%APY$432 over 1 year on $10,000
  4. Top Carrot, Carrot Score 88
    Advantage Plus Federal Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.32%APY$432 over 1 year on $10,000
  5. Artesia Credit UnionShare CertificatesCD · 12 months · $5,000 min

    Credit union · Add a location to see nearby branches

    4.32%APY$432 over 1 year on $10,000
  6. IRFCUTerm Share CertificateCD · 12 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.32%APY$432 over 1 year on $10,000
  7. Children's Medical Center Federal Credit UnionCertificates of DepositCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.31%APY$431 over 1 year on $10,000
  8. Bank of UtahCertificates of Deposit (CDs)CD · 12 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.30%APY$430 over 1 year on $10,000
  9. Bank of UtahSuper Saver Certificate of DepositCD · 12 months · $500 min

    Bank · Add a location to see nearby branches

    4.30%APY$430 over 1 year on $10,000
  10. Home Savings BankCertificate of DepositCD · 12 months · $10,000 min

    Bank · Add a location to see nearby branches

    4.30%APY$430 over 1 year on $10,000
  11. Home Savings BankInternet Certificate of DepositCD · 12 months · $10,000 min

    Bank · Add a location to see nearby branches

    4.30%APY$430 over 1 year on $10,000
  12. Top Carrot, Carrot Score 99
    Educational Systems Federal Credit UnionCertificateCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.30%APY$430 over 1 year on $10,000intro rate
  13. Alliant Credit UnionCertificateCD · 12–17 months · $1,000 min · 4.30%–4.35% by balance

    Credit union · Add a location to see nearby branches

    4.30%APY
  14. Top Carrot, Carrot Score 89
    Flagstar BankCertificates of Deposit (CD)CD · 12 months · $500 min

    Bank · Add a location to see nearby branches

    4.30%APY$430 over 1 year on $10,000intro rate
  15. Midwest HeritageCertificates of DepositCD · 12 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.30%APY$430 over 1 year on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 1-year CDs pay nationwide

5,317 CDs at 4,380 banks and credit unions · checked Oct 16–23

Typical
3.30%
Top 10% from
4.06%
Banks, typical
3.05%
Credit unions, typical
3.41%

Is your bank paying you enough?

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate