Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 76–90 results
- Ladysmith FederalCertificates of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,000Requirements
Product: Built-in flexibility Triple Choice options available at account opening: Boost It (one-time rate change extending the term), Access It, or Build It. Early withdrawal penalty applies: penalty equal to all interest for terms 3 to 6 months; 12 months interest for terms greater than 6 months.
4.18% interest rate · Effective Oct 14, 2026
Rate checked
More details - Kalsee Credit UnionCertificates of DepositCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,000Requirements
Product: Membership in Kalsee Credit Union required. CDs subject to early redemption penalties. Fees may reduce earnings.
Offer: 6-Month Promo CD. Requires Platinum or VIP Perks (+0.25% APY). Funds currently on deposit at Kalsee Credit Union not eligible. Limited time offer.
4.18% interest rate · Balance cap $1,000,000 · Effective Jul 15, 2026
Rate checked
More details - New Orleans Firemen's Federal Credit UnionCertificateCD · 6 months · $2,000 min · 4.00%–4.25% by balance
Credit union · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,000Requirements
Product: Lock in a fixed rate for the entire term. Open with a minimum deposit of $2,000. No opening fees or monthly service fees. Terms from 6 months to 5 years. Interest is paid monthly and can be withdrawn without penalty or kept in the certificate. Can be used as collateral on loans. APY is based on a 365-day year, and assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings.
Rate by balance
Rate by balance for Certificate Balance APY $2,000 – $9,999 4.00% $10,000 and upYour amount 4.25% Rate checked
More details - COMTRUST Federal Credit UnionCertificates of Deposit (CDs)CD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,000Requirements
Product: Certificate requires $1,000 minimum to open and will automatically renew at the end of the term. Fees may reduce earnings on account. Rates subject to change without notice. Penalty for early withdrawal. Federally insured up to $250,000 by NCUA. Opening a CD online is available to existing members; new members can open an account online and add a certificate once membership is established.
Offer: Annual Percentage Yield is based on monthly compounding. Penalty for early withdrawal. Automatically renews at the end of the term.
4.17% interest rate
Rate checked
More details - First City BankFirst City Certificates of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,000Effective Jul 9, 2026
Rate checked
More details - BrightStar Credit UnionCertificatesCD · 6–12 months
Credit union · Add a location to see nearby branches
4.25%APYwith conditionsRequirements
Product: Rate is fixed for the term. Daily balance method; interest compounded and credited monthly. Auto-renews at maturity with 10-day grace period. Early withdrawal penalty applies (90 days of interest for CDs under 1 year, 180 days for CDs of 1 year or more). PSM (Platinum Star Member) higher rate available with qualifying direct deposit.
Offer: Term: 6 months (180-364 days). Platinum Star Membership (PSM) rate. Higher rate available with qualifying direct deposit.
Qualified rate · 4.17% interest rate · Effective Oct 15, 2026
Rate checked
More details - Northeast BankCertificates of DepositCD · 6 months · $5,000 min
Bank · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,000intro rateRequirements
Product: Consumer accounts are available to Maine and New Hampshire residents only. Opening deposit must be new money (not on deposit with Northeast Bank). Early withdrawal penalties may apply. Fees could reduce earnings.
Offer: A minimum daily balance of $0.01 is required to earn the stated APY. Opening deposit must be new money. Early withdrawal penalties may apply.
Promotional rate · 4.17% interest rate · Effective Oct 14, 2026
Rate checked
More details - Wailuku Federal Credit UnionShare CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,000Requirements
Product: You must have a Regular Share (Savings) account to be eligible to open a Share Certificate. Dividends compound and credit to your certificate monthly. AUTOMATIC RENEWAL upon maturity. Early withdrawal penalty provision may apply. Minimum balance is $1,000.
Offer: Dividends compound and credit to your certificate monthly. AUTOMATIC RENEWAL upon maturity. Early withdrawal penalty provision may apply. You must have a Regular Share (Savings) account to be eligible to open a Share Certificate.
4.17% interest rate · Effective Oct 8, 2026
Rate checked
More details - Rave FinancialShare CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,000Requirements
Product: Dividends paid monthly. Account dividends are earned on the daily balance. Rates quoted and corresponding APY's are based on the last paid dividend rates and are subject to change monthly without notice.
Offer: Dividends paid monthly.
4.17% interest rate · Effective Oct 6, 2026
Rate checked
More details - Corazo Credit UnionRegular CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,000intro rateRequirements
Product: Short-term (< 1 year) or long-term (> 1 year). Dividends can be compounded, mailed, or deposited to savings or checking. Flexibility to make deposits anytime during certificate term. NCUA insured up to $250,000.
Offer: 6 Month Promo. Fixed rate type. Minimum balance to earn dividend is $500.
Promotional rate · 4.17% interest rate · Effective Oct 1, 2026
Rate checked
More details - OceanAir Federal Credit UnionTerm Share CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,000Requirements
Product: Must meet membership and account criteria. Early withdrawal penalties apply.
Offer: Requires Epic Premium Checking. If closed prior to maturity, rate reduces to prevailing rate as of opening date.
4.17% interest rate
Rate checked
More details - Ontario Shores FCUShare CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,0004.17% interest rate
Rate checked
More details - Amherst Federal Credit UnionTerm Share CertificatesCD · 6 months · $2,500 min
Credit union · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,000Requirements
Product: Minimum deposit $500.00. Rate is constant for the term of the certificate. Dividends credited quarterly and must be left on deposit to earn stated APY. Substantial penalties are applied if funds are withdrawn prior to maturity.
Offer: New money only. Dividends credited quarterly and must be left on deposit to earn stated APY. Substantial early withdrawal penalties apply.
Balance cap $100,000
Rate checked
More details - Dow Credit UnionSimple CDsCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,000Requirements
Product: Starting minimum deposit of $500. Not eligible for the potential year-end Member Saver Reward. Rates effective 10/01/2026. Terms: 3, 6, 12, 13, 18, 24, 36, 48, 60 months.
Offer: Term: 6 Months
4.17% interest rate · Effective Oct 1, 2026
Rate checked
More details - Forward BankCertificates of DepositCD · 6 months · $500 min
Bank · Add a location to see nearby branches
4.25%APY$210 over 6 months on $10,000Requirements
Product: Rates could change after account is opened. Rates are subject to change without advance notice. APY assumes interest is added to account. Term Certificates of Deposit may be subject to early withdrawal penalty.
4.19% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,549 CDs at 4,003 banks and credit unions · checked Oct 15–22
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank