Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 856–870 results
- Velocity Credit UnionShare CertificateCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.60%APY$1,934 over 60 months on $10,000Requirements
Product: Substantial penalty for early withdrawal of principal. Elite Rewards members may be eligible for certificate rate bonuses of 0.10% to 0.20%.
Offer: Term is 5 years (60 months). Dividends pay and compound quarterly. Elite Rewards rate bonus of 0.10% to 0.20% may apply.
Effective Oct 1, 2026
Rate checked
More details - First National Bank of Moose LakeCertificates of DepositCD · 60 months · $500 min
Bank · Add a location to see nearby branches
3.60%APY$1,934 over 60 months on $10,000intro rateRequirements
Product: A Certificate of Deposit (CD) account is a time deposit account. Automatically renewable, unless you withdraw the funds at maturity. Early withdrawal penalty may apply. Fees could reduce earnings.
Offer: Early withdrawal penalty: 18 month.
Promotional rate · 3.55% interest rate · Effective Oct 1, 2026
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More details - Willis Knighton Federal Credit UnionShare CertificatesCD · 60 months
Credit union · Add a location to see nearby branches
3.60%APY$1,934 over 60 months on $10,000Requirements
Product: Advertised rates are subject to change without notice. Early Withdrawal Penalties May Apply.
Offer: Early Withdrawal Penalties May Apply. Advertised Rates are subject to change without notice.
3.55% interest rate · Effective Sep 30, 2026
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More details - Bar-Cons Federal Credit UnionShare CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$1,934 over 60 months on $10,000Requirements
Product: Increase rate by 0.10% when placing $50,000 or more in a term between 18 months and 60 months.
Offer: 6 Month early withdrawal penalty
3.55% interest rate · Effective Oct 1, 2026
Rate checked
More details - Spectra Credit UnionTraditional Share CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$1,934 over 60 months on $10,000Requirements
Product: Minimum balance required to open and earn stated dividends is $500. A penalty may be imposed for early withdrawal.
3.54% interest rate
Rate checked
More details - The Clay City Banking Co.Certificates of DepositCD · 60 months
Bank · Add a location to see nearby branches
3.60%APY$1,934 over 60 months on $10,000Requirements
Product: Returns may be higher than regular savings for the length of the term. Terms range from 3 months to 5 years. Early withdrawal penalties apply. FDIC insured up to $250,000.
Offer: Penalty for early withdrawal. APYs on certificates are based on actual days per month/per year and quarterly compounding.
3.55% interest rate · Effective Sep 17, 2026
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More details - Expree Credit UnionSavings CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$1,934 over 60 months on $10,0003.55% interest rate · Effective Sep 23, 2026
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More details - San Antonio Citizens Federal Credit UnionShare CertificateCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.60%APY$1,934 over 60 months on $10,000Requirements
Product: Dividends are compounded daily and credited monthly to the certificate. Penalties for early withdrawal apply.
3.54% interest rate · Compounded daily
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More details - PowerNet Credit UnionShare CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$1,934 over 60 months on $10,000Requirements
Product: May invest from 6 months to 60 months. Earnings compound within the CD or posted monthly to share or share draft account. Fixed rate until maturity. Early withdrawal penalties may apply.
Offer: Early withdrawal penalties may apply. Rates subject to change.
Effective Sep 23, 2025
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More details - All America BankCertificates of DepositCD · 60 months · $500 min
Bank · Add a location to see nearby branches
3.60%APY$1,934 over 60 months on $10,000Requirements
Product: Minimum $500 deposit required. Rates as of 9-10-2026.
Offer: 5-Year CD
Effective Sep 10, 2026
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More details - Clinchfield Federal Credit UnionShare CertificateCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.60%APY$1,934 over 60 months on $10,000Requirements
Product: Minimum deposit of $1,000.00. Dividends credited monthly. Automatically renewed unless specified otherwise. Early withdrawal penalty applies: 30 days dividends for 3 months, 90 days dividends for 6-24 months, 180 days dividends for 36-60 months.
3.54% interest rate
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More details - Farm Bureau Family Credit UnionCertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$1,934 over 60 months on $10,000Requirements
Product: Gold Members receive an additional 0.25% dividends earned on certificates.
Offer: Gold Members receive an additional 0.25% dividends earned.
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More details - St. Paul Federal Credit UnionShare CertificateCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.60%APY$1,934 over 60 months on $10,000Requirements
Product: Must open a share savings account and maintain the minimum balance of $5.00. Early withdrawal penalties apply (90 days dividends for 6-month term, 180 days dividends for 12, 15, and 18-month terms, 365 days dividends for 24, 36, 48, and 60-month terms).
Offer: Penalty equals 365 days dividends on the amount withdrawn.
3.54% interest rate · Effective May 19, 2026
Rate checked
More details - Miami University Community Federal Credit UnionCertificates of Deposit (CDs)CD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.60%APY$1,934 over 60 months on $10,000Requirements
Product: No fees to open or maintain a CD. Silver Hawk Members: Add 0.05% to the rate on CDs with a term of 24 months or less; add 0.10% to the rate on CDs with a term greater than 24 months (not applicable to specials or promotions). Early withdrawal penalty may apply.
3.54% interest rate
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More details - CrossRoads Community Federal Credit UnionTerm Share CertificateCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.60%APY$1,934 over 60 months on $10,000Requirements
Product: Dividends are compounded and credited to account quarterly. APY assumes all dividends remain in the certificate until maturity; withdrawal will reduce earnings. Penalties may be imposed for early withdrawal. Rates may change daily due to market conditions.
3.55% interest rate · Effective Feb 27, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 5-year CDs pay nationwide
3,410 CDs at 3,034 banks and credit unions · checked Oct 22–24
- Typical
- 3.03%
- Top 10% from
- 4.05%
- Banks, typical
- 2.52%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank