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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 61–75 results

  1. Top Carrot, Carrot Score 95
    CU SoCalCertificateCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.50%APY$2,462 over 60 months on $10,000
  2. Top Carrot, Carrot Score 93
    Meadowland Credit UnionShare CertificatesCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.50%APY$2,462 over 60 months on $10,000
  3. Top Carrot, Carrot Score 90
    Central BankCertificate of DepositCD · 60 months · $500 min

    Bank · Add a location to see nearby branches

    4.50%APY$2,462 over 60 months on $10,000
  4. The Commercial BankCertificates of Deposit (CDs)CD · 60 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.50%APY$2,462 over 60 months on $10,000
  5. Top Carrot, Carrot Score 89
    Utah First Credit UnionTraditional Term DepositCD · 60 months · $2,000 min

    Credit union · Add a location to see nearby branches

    4.50%APY$2,462 over 60 months on $10,000
  6. Top Carrot, Carrot Score 99
    Skyla Credit UnionRegular Certificate AccountCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.50%APY$2,462 over 60 months on $10,000
  7. Top Carrot, Carrot Score 92
    Desert Rivers Credit UnionCDCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.50%APY$2,462 over 60 months on $10,000
  8. Arkansas Federal Credit UnionRegular CertificateCD · 60–71 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.50%APY
  9. Signal FinancialShare CertificatesCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.50%APY$2,462 over 60 months on $10,000
  10. Top Carrot, Carrot Score 94
    Corazo Credit UnionRegular CertificatesCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.50%APY$2,462 over 60 months on $10,000intro rate
  11. OceanAir Federal Credit UnionTerm Share CertificatesCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.50%APY$2,462 over 60 months on $10,000
  12. Affinity PlusBasic CertificateCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.50%APY$2,462 over 60 months on $10,000
  13. Top Carrot, Carrot Score 88
    Blaze Credit UnionPremium CertificateCD · 60 months · $10,000 min

    Credit union · Add a location to see nearby branches

    4.50%APY$2,462 over 60 months on $10,000
  14. Top Carrot, Carrot Score 88
    Gerber Federal Credit UnionShare CertificatesCD · 60 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.50%APY$2,462 over 60 months on $10,000
  15. Bank Five NineCertificate of DepositCD · 60 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.50%APY$2,462 over 60 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 5-year CDs pay nationwide

3,411 CDs at 3,039 banks and credit unions · checked Oct 15–22

Typical
3.03%
Top 10% from
4.05%
Banks, typical
2.52%
Credit unions, typical
3.25%

Is your bank paying you enough?

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate