Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 46–60 results
- Clear Lake Bank and Trust CompanyCDs (Certificates of Deposit)CD · 9 months · $5,000 min
Bank · Add a location to see nearby branches
4.27%APY$319 over 9 months on $10,000Requirements
Product: Early withdrawal penalties apply. Limited time only. Fees may reduce earnings.
Offer: CD SPECIAL #1. Limited time only. Early withdrawal penalties apply. Fees may reduce earnings.
Effective Sep 18, 2026
Rate checked
More details - 4.27%APY$319 over 9 months on $10,000intro rate
Requirements
Product: Must be new money not currently on deposit at Sonata Bank. Rate specials are available to consumers in Tennessee.
Offer: Applies to the initial term of a new 9-month CD Special. Must be new money to Sonata Bank. Available to consumers in Tennessee.
Promotional rate · Effective Sep 25, 2026
Rate checked
More details - Hometown Credit UnionShare CertificatesCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
4.27%APY$319 over 9 months on $10,000Requirements
Product: Must purchase a $5.00 par value share in the credit union and be a member in good standing. Certificates are fixed for the term of the instrument unless otherwise disclosed. Early withdrawal penalty applies: 90 days dividends for terms up to 15 months, 182 days dividends for terms 18 to 39 months, 365 days dividends for terms 42 to 72 months.
Offer: Special offer. Early withdrawal penalty: 90 days dividends.
4.20% interest rate · Effective Oct 1, 2026
Rate checked
More details - BrightStar Credit UnionCertificatesCD · 6–12 months
Credit union · Add a location to see nearby branches
4.25%APYwith conditionsRequirements
Product: Rate is fixed for the term. Daily balance method; interest compounded and credited monthly. Auto-renews at maturity with 10-day grace period. Early withdrawal penalty applies (90 days of interest for CDs under 1 year, 180 days for CDs of 1 year or more). PSM (Platinum Star Member) higher rate available with qualifying direct deposit.
Offer: Term: 6 months (180-364 days). Platinum Star Membership (PSM) rate. Higher rate available with qualifying direct deposit.
Qualified rate · 4.17% interest rate · Effective Oct 15, 2026
Rate checked
More details - SAFE Federal Credit Union9 Month Specialty Share CertificateCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$317 over 9 months on $10,000intro rateRequirements
Product: Minimum deposit $1,000. Automatically renews at maturity to a 12-month term Standard Certificate after a grace period of ten (10) calendar days.
Promotional rate · 4.16% interest rate
Rate checked
More details - Educational Systems Federal Credit UnionCertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$317 over 9 months on $10,000intro rateRequirements
Product: Regular (non-Jumbo) Certificate. Membership required. $500 minimum to open except 11-month promotional Certificate. Dividends compounded and credited quarterly except the 11-month promotion (monthly). Additional deposits not permitted after opening. Automatically renews at maturity. Star Member is a member with $25,000 in combined deposits and/or loans; Business and Association accounts are not eligible.
Offer: Star Member rate: $25,000 in combined deposits and/or loans; Business and Association accounts not eligible.
Promotional rate · 4.18% interest rate · Effective Oct 19, 2026
Rate checked
More details - First New York Federal Credit UnionShare CertificatesCD · 9 months · $2,500 min
Credit union · Add a location to see nearby branches
4.25%APY$317 over 9 months on $10,000Requirements
Product: Open a Certificate with a minimum deposit of $500 ($2,500 for 9-month and 24-month Share Certificates). Terms ranging from 3 months to 5 years. Lock in rate for entire certificate term. Competitive dividends compounded and credited monthly; withdraw earned dividends at any time without penalty. Automatic renewal at maturity for the same term as originally opened. Penalty may be imposed for early withdrawal. Fees may reduce earnings. Funds federally insured by the NCUA up to applicable limits.
Offer: Annual Percentage Yield (APY) assumes principal and dividends remain on deposit for the full Share Certificate term. Dividends are compounded monthly. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Automatically renews for the same term as originally opened. Minimum deposit $2,500.
4.17% interest rate · Compounded monthly · Effective Oct 16, 2026
Rate checked
More details - Elderton State Bank9 MONTH CERTIFICATE SPECIALCD · 9 months · $2,500 min
Bank · Add a location to see nearby branches
4.25%APY$317 over 9 months on $10,000intro rateRequirements
Product: A penalty will be imposed for early withdrawal. Daily balance. The amount of the principal in the account each day. Fees could reduce the earnings on the account. Rate may be different at time of renewal.
Promotional rate · 4.17% interest rate · Balance cap $2,000,000
Rate checked
More details - Tri Boro Federal Credit UnionShare CertificatesCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$317 over 9 months on $10,000intro rateRequirements
Product: Dividends are calculated daily and paid quarterly.
Offer: Limited Time Special.
Promotional rate · 4.19% interest rate · Effective Oct 13, 2026
Rate checked
More details - Yolo Federal Credit UnionCertificates of Deposit (CDs)CD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$317 over 9 months on $10,000with conditionsRequirements
Product: To qualify for membership, you must live, work, worship, or attend school in Yolo, Sacramento, Placer, or El Dorado counties. An early withdrawal penalty may apply if funds are withdrawn before maturity.
Offer: Promotional 9-month rate. Requires Yolo FCU Checking Account, Debit Card, Direct Deposit, and funding with funds new to Yolo FCU. Available for a limited time.
Qualified rate
Rate checked
More details - Sacramento Credit UnionCertificate SpecialsCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$317 over 9 months on $10,000intro rateRequirements
Product: Limited-time only. Interest compounded monthly, regardless of amount. A penalty may be imposed for withdrawals before maturity.
Offer: The 9-month certificate will automatically renew to a 6-month term upon maturity.
Promotional rate · 4.16% interest rate · Compounded monthly · Effective Oct 16, 2026
Rate checked
More details - Lindell BankSpecial Certificates of DepositCD · 9 months · $10,000 min
Bank · Add a location to see nearby branches
4.25%APY$317 over 9 months on $10,000Requirements
Offer: Quarterly compounding
4.18% interest rate · Effective Oct 9, 2026
Rate checked
More details - Kalsee Credit UnionCertificates of DepositCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$317 over 9 months on $10,000Requirements
Product: Membership in Kalsee Credit Union required. CDs subject to early redemption penalties. Fees may reduce earnings.
Offer: 9-Month Promo CD. Requires Platinum or VIP Perks (+0.25% APY). Funds currently on deposit at Kalsee Credit Union not eligible. Limited time offer.
4.18% interest rate · Balance cap $1,000,000 · Effective Jul 15, 2026
Rate checked
More details - 4.25%APY$317 over 9 months on $10,000intro rate
Requirements
Product: Specialty CD; $5,000 minimum deposit; fixed interest rate; interest paid varies with term; early withdrawal penalty applies.
Offer: Term: 9 Month Special CD; $5,000 minimum; Fixed interest rate; 0 interest rate increases per term; Early withdrawal penalty equal to 3 months interest.
Promotional rate · 4.17% interest rate · Effective Sep 29, 2026
Rate checked
More details - HSBC USANew Money Certificate of Deposit (CD)CD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
4.25%APY$317 over 9 months on $10,000with conditionsRequirements
Product: Must be an HSBC Premier client with a new or existing HSBC Premier checking account. Must be funded with New Money (deposits and investments not previously held by any member of the HSBC Group in the U.S.). Can be opened online, in Wealth Centers, or over the phone. Must be at least 18 years of age with a U.S. residential address.
Offer: Must be funded with New Money. Minimum balance to open online is $1,000. Balance to obtain APY: more than $0.
Qualified rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 9-month CDs pay nationwide
1,352 CDs at 1,182 banks and credit unions · checked Oct 15–22
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.39%
- Credit unions, typical
- 3.55%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank