Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–45 results
- Infuze Credit UnionPromotional Share CertificatesCD · 9 months · $2,000 min
Credit union · Add a location to see nearby branches
4.31%APY$322 over 9 months on $10,000intro rateRequirements
Product: Minimum opening balance and deposit to earn APY is $2,000. Penalty applies for early withdrawal. Personal accounts only. Rates not available on IRA certificates. Special is subject to end without notice. Membership required.
Offer: 9-Month Special promotional share certificate.
Promotional rate · 4.23% interest rate · Effective Oct 5, 2026
Rate checked
More details - Kit Federal Credit UnionShare CertificatesCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
4.30%APY$321 over 9 months on $10,000Requirements
Product: Early withdrawal penalty applies and may reduce earnings. Rates are fixed for the term. Dividends compound and credit quarterly. Average Daily Balance calculation method.
Offer: Certificate Special. Early withdrawal penalty applies. Dividends compound and credit quarterly. Fixed rate.
4.23% interest rate · Effective Sep 24, 2026
Rate checked
More details - Sharon BankCertificates of Deposit (CDs)CD · 9 months · $5,000 min
Bank · Add a location to see nearby branches
4.30%APY$321 over 9 months on $10,000Requirements
Product: CDs automatically renew unless requested otherwise. Early withdrawals subject to penalty. No setup or maintenance fees. Promotional accounts may require a higher opening deposit.
4.15% interest rate
Rate checked
More details - Golden 1 Credit Union9-Month New Money Term Savings CertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.30%APY$321 over 9 months on $10,000intro rateRequirements
Product: This special 9-month term savings certificate can only be opened in-branch or by phone and funded with new money. New money is defined as funds not on deposit at Golden 1 in the 30 days prior to the certificate account opening. The APY is based on an assumption that principal and dividends will remain in the account until maturity. Any fee, withdrawal, or transfer reduces earnings and there may be penalties for early withdrawal.
Offer: Can only be opened in-branch or by phone and funded with new money.
Promotional rate · 4.22% interest rate · Effective Oct 16, 2026
Rate checked
More details - Newtek BankCertificate of DepositCD · 9 months · $2,500 min
Bank · Add a location to see nearby branches
4.30%APY$321 over 9 months on $10,000Requirements
Product: Maximum amount is $250,000 per account. Penalties may apply to early withdrawals. Fees may reduce earnings.
3.92% interest rate · Balance cap $250,000 · Effective Oct 15, 2026
Rate checked
More details - 4.30%APY$321 over 9 months on $10,000
Requirements
Product: Must be a United States citizen or Permanent Resident with a valid Social Security Number. Accounts are opened and managed online. Trust accounts are not offered.
Balance cap $250,000 · Effective Oct 12, 2026
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More details - Webster First Federal Credit UnionHigh Yield Share CertificateCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
4.30%APY$321 over 9 months on $10,000intro rateRequirements
Product: Must live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County or be a current Webster First member. Enrollment in Webster First Federal Credit Union membership required to complete certificate ownership.
Offer: 9 Month Special
Promotional rate · 4.21% interest rate · Effective Oct 5, 2026
Rate checked
More details - Marcus by Goldman SachsHigh-Yield CDCD · 9 months · $500 min
Bank · Add a location to see nearby branches
4.30%APY$321 over 9 months on $10,000Requirements
Product: $500 minimum balance/opening deposit. Fixed rate until maturity. Early withdrawal penalty applies to withdrawal of principal prior to maturity (90 days interest for <= 1 year, 180 days interest for > 1 to 5 years, 270 days interest for > 5 years). 10-Day CD Rate Guarantee applies. Maximum balance limits apply. Additional deposits allowed within first 30 days after opening.
Offer: $500 minimum deposit to open and earn stated APY. Early withdrawal penalty applies. Maximum balance limits apply.
Effective Oct 5, 2026
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More details - Multi-States Credit UnionCertificates of DepositCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
4.30%APY$321 over 9 months on $10,000with conditionsRequirements
Product: The minimum amount required to open a Certificate of Deposit is $1,000. Penalty may apply for early withdrawal.
Offer: Must be new money deposited within the last 45 days or have a collateral loan $25,000+
Qualified rate · Effective Sep 30, 2026
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More details - EagleBankCertificates of Deposit for PersonalCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
4.30%APY$321 over 9 months on $10,000Requirements
Product: Interest is compounded daily and credited periodically. Penalty for early withdrawal may reduce earnings. APY assumes interest remains on deposit until maturity date. Fixed rate paid for the full term.
4.21% interest rate · Compounded daily · Effective Sep 24, 2026
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More details - APG Federal Credit UnionSavings CertificateCD · 9 months · $100 min
Credit union · Add a location to see nearby branches
4.30%APY$321 over 9 months on $10,000Requirements
Product: Dividends are compounded and credited quarterly on the daily balance. There may be a penalty for early withdrawal. Fees may reduce earnings.
4.23% interest rate · Effective Oct 3, 2026
Rate checked
More details - Credit Union WestPromotional CertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.30%APY$321 over 9 months on $10,000intro rateRequirements
Product: Available only with new money (funds not currently on deposit with the credit union). Promotional rate cannot be applied to existing certificates. Combined promotional certificate balance under a single membership cannot exceed $250,000. Offer good for initial term only; upon maturity rolls into a 6-month certificate unless notified within 7-day grace period. Penalties may be imposed for early withdrawal. Accounts and rates are subject to membership eligibility and qualifications. Promotion subject to change or end without notice.
Offer: Available only with new money. Promotional rate cannot be applied to existing certificates. Total combined balance under single membership cannot exceed $250,000. Good for initial term only; rolls into 6-month certificate upon maturity.
Promotional rate · 4.23% interest rate · Balance cap $250,000 · Effective Oct 1, 2026
Rate checked
More details - Michigan Schools & Government Credit UnionCertificate of DepositCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.30%APY$321 over 9 months on $10,000intro rateRequirements
Product: $500 Minimum Average Daily Balance Required. Certificate of Deposits will automatically renew at maturity. You have a grace period of ten (10) calendar days after the maturity date to withdraw the funds in the account without being charged an early withdrawal penalty. Promotional Certificates will automatically renew at maturity to a standard term Certificate offered at the time of maturity. Bump rate option available on longer-term CDs.
Offer: Promotional Certificate; automatically renews at maturity to a standard term Certificate offered at the time of maturity.
Promotional rate · 4.23% interest rate
Rate checked
More details - HealthShare Credit UnionPromotional Certificate of DepositCD · 9 months
Credit union · Add a location to see nearby branches
4.30%APY$321 over 9 months on $10,000intro rateRequirements
Product: Available for new money only (funds not currently on deposit with HealthShare Credit Union). Offered for a limited time until HealthShare reaches its funding goal.
Offer: Available for new money only; limited time until funding goal is reached
Promotional rate
Rate checked
More details - Bankers TrustBankers Trust Certificate of Deposit (CD)CD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
4.27%APY$319 over 9 months on $10,000Requirements
Product: $1,000 minimum deposit to open ($500 for savers under age 18). Penalty for early withdrawal. Rates vary by Benefits Banking Loyalty Program tier (Base, Bronze, Silver, Gold, Platinum).
Offer: Loyalty Program Platinum Tier (Base + 0.50% IR)
Effective Oct 9, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 9-month CDs pay nationwide
1,352 CDs at 1,182 banks and credit unions · checked Oct 15–22
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.39%
- Credit unions, typical
- 3.55%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank