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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Type a ZIP code, city, county, metro area or state, then choose a suggestion with the arrow keys and Enter.

Top CD rates

Showing 31–45 results

  1. Top Carrot, Carrot Score 92
    Northeast BankPropel Relationship CDsCD · 24 months · $5,000 min

    Bank · Add a location to see nearby branches

    4.55%APY$931 over 24 months on $10,000with conditions
  2. Top Carrot, Carrot Score 87
    National Police FCUShare CertificatesCD · 24 months · $500 min

    Credit union · Add a location to see nearby branches

    4.55%APY$931 over 24 months on $10,000
  3. Top Carrot, Carrot Score 95
    Global Bank NYPersonal Certificate of DepositCD · 24 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.55%APY$931 over 24 months on $10,000
  4. Central Soya Federal Credit UnionShare CertificatesCD · 12–24 months · $5,000 min

    Credit union · Add a location to see nearby branches

    4.50%APY
  5. Top Carrot, Carrot Score 89
    Mountain America Credit UnionGrowth CertificateCD · 24 months · $5 min

    Credit union · Add a location to see nearby branches

    4.50%APY$920 over 24 months on $10,000
  6. Top Carrot, Carrot Score 89
    Mountain America Credit UnionStandard CertificateCD · 24 months · $500 min

    Credit union · Add a location to see nearby branches

    4.50%APY$920 over 24 months on $10,000
  7. Top Carrot, Carrot Score 99
    Deseret First Credit UnionRegular Share CertificatesCD · 24 months · $500 min

    Credit union · Add a location to see nearby branches

    4.50%APY$920 over 24 months on $10,000intro rate
  8. Top Carrot, Carrot Score 99
    America First Credit UnionLadder Certificate AccountsCD · 24–29 months · $500 min

    Credit union · Add a location to see nearby branches

    4.50%APY
  9. Top Carrot, Carrot Score 97
    Sallie MaeSallie Mae Certificates of DepositCD · 24 months · $2,500 min

    Bank · Add a location to see nearby branches

    4.50%APY$920 over 24 months on $10,000
  10. Top Carrot, Carrot Score 95
    CU SoCalCertificateCD · 24 months · $500 min

    Credit union · Add a location to see nearby branches

    4.50%APY$920 over 24 months on $10,000
  11. Midwest HeritageCertificates of DepositCD · 24 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.50%APY$920 over 24 months on $10,000intro rate
  12. Top Carrot, Carrot Score 94
    Christian Financial Credit UnionCertificates of DepositCD · 24 months · $500 min

    Credit union · Add a location to see nearby branches

    4.50%APY$920 over 24 months on $10,000
  13. Nicolet National BankCertificate of DepositCD · 24 months · $2,500 min

    Bank · Add a location to see nearby branches

    4.50%APY$920 over 24 months on $10,000
  14. Top Carrot, Carrot Score 96
    New Orleans Firemen's Federal Credit UnionCertificateCD · 24 months · $2,000 min · 4.25%–4.50% by balance

    Credit union · Add a location to see nearby branches

    4.50%APY$920 over 24 months on $10,000
  15. Top Carrot, Carrot Score 89
    Utah First Credit UnionTraditional Term DepositCD · 24 months · $2,000 min

    Credit union · Add a location to see nearby branches

    4.50%APY$920 over 24 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 2-year CDs pay nationwide

4,630 CDs at 4,053 banks and credit unions · checked Oct 15–22

Typical
3.05%
Top 10% from
4.05%
Banks, typical
2.75%
Credit unions, typical
3.25%

Is your bank paying you enough?

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate