Best CD rates and certificates

Requirements

Product: Early withdrawals will forfeit all interest earned for the month and are also subject to a $50.00 early closure fee, which may include loss of principal, if closed within 90 days of opening.

Requirements

Product: All funds including dividends may be withdrawn without penalty after the first 6 days following the funding date. Minimum deposit is $500.

Offer: Rewards APY requires two qualifying relationships.

Requirements

Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.

Offer: Requires linked qualifying Chase checking account.

Requirements

Product: Must be funded completely with new deposits (funds not currently on deposit with Chartway Credit Union). Minimum $500 to open ($100 if under 18 years old). One withdrawal without penalty once account open for at least 7 days; additional withdrawals subject to 90 days' dividends early withdrawal penalty. Renews at current 12-month No Penalty certificate rate. Share Certificate only.

Offer: New deposits only. One penalty-free withdrawal after 7 days; additional withdrawals incur 90 days' dividend penalty. $500 minimum ($100 if under 18). Renews at current 12-month No Penalty certificate rate. Share Certificate only.

Requirements

Product: Grand Valley Bank Star or Senior Account customers are eligible to receive an additional .25% interest on CDs. Minimum opening deposit for Time Deposit accounts is $500.00 unless otherwise stated.

Offer: .25% bonus for Star and Senior Accounts; can be opened online

Requirements

Product: A penalty may be applied for early withdrawal.

Offer: A penalty may be applied for early withdrawal.

Requirements

Product: Potential members must qualify for membership: live in Box Elder or Cache County, have an immediate family member with an account, or work at a Select Employee Group (SEG). Maximum $100,000. One deposit allowed per calendar month. One withdrawal per calendar month, and balance cannot drop below 50% of original certificate balance. There is no bump option on liquid certificates. Dividends pay quarterly. Penalties for early withdrawal may apply.

Offer: Maximum $100,000. One deposit allowed per calendar month. One withdrawal per calendar month, and balance cannot drop below 50% of original certificate balance. No bump option. Dividend pays quarterly. Early withdrawal penalty may apply.

Requirements

Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.

Requirements

Product: All CDs require a $500 minimum deposit. Early withdrawal penalty applies.

Offer: Rewards APY tier.

Requirements

Product: For CDs from $1,000 up to and including $99,999. Fixed interest rate, compounded daily. Online account opening requires minimum 3 month term and deposit less than $100,000 funded via existing Zions Bank account or wire transfer. Early withdrawal penalties apply.

Offer: Term 3 MONTHS. Fixed rate. Rates displayed for Idaho and Utah.

Requirements

Product: $1,000 minimum to open ($500 minimum for minors). A penalty may be assessed for early withdrawal.

Offer: Term: 6 - 11 Months. Renewal Term: 6 - 11 Months. A penalty may be assessed for early withdrawal.

Requirements

Product: A rate increase may be requested once during the term of the CD should the rate we offer for the Bump-Up CD rise. Personal non-IRA accounts only. Early withdrawal penalties apply.

Offer: A rate increase may be requested once during the term of the CD should the rate offered for the Bump-Up CD rise.

Requirements

Product: Opportunity to increase rate once over the 2-year term or twice over the 4-year term if rate for term and balance tier goes up. Early withdrawal penalty applies. Interest compounded daily. No monthly maintenance fees.

Offer: Available in 2-year term. Opportunity to increase rate once over the 2-year term if our rate for your term and balance tier goes up.

Requirements

Product: Rates for ZIP code 60606. Early withdrawal penalties may apply. Account must be opened online, by phone, or at a financial center. For CDs opened online, funds may not be withdrawn for 15 calendar days after funding; for CDs opened by phone, accounts must be funded within 10 business days of application and funds may not be withdrawn for 15 calendar days after funding. CDs opened online cannot be for an IRA.