Bank · FDIC insured
Grand Valley Bank CD Rates
Grand Valley Bank’s best CD rate is 3.30% APY on a 1-year CD, with extra requirements. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Grand Valley Bank’s CD rates compare
Compared with banks and credit unions near Grand Junction, CO, where Grand Valley Bank has the most branches. $10,000, best rate first.
This bank’s best
Grand Valley Bank
3.30%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $330
Time Certificates of Deposit
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
Canvas Credit Union
4.25%APY
- Term
- 21 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $756
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Time Certificates of Deposit
Up to 3.30%APY · 7 terms
Grand Valley Bank Star or Senior Account customers are eligible to receive an additional .25% interest on CDs. Minimum opening deposit for Time Deposit accounts is $500.00 unless otherwise stated.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months.25% bonus for Star and Senior Accounts | 3.20% | $79 |
| 6 months.25% bonus for Star and Senior Accounts | 3.20% | $159 |
| 12 months.25% bonus for Star and Senior Accounts; can be opened online | 3.30% | $330 |
| 24 months.25% bonus for Star and Senior Accounts; can be opened online | 3.10% | $630 |
| 36 months.25% bonus for Star and Senior Accounts | 3.10% | $959 |
| 48 months.25% bonus for Star and Senior Accounts | 3.20% | $1,343 |
| 60 months.25% bonus for Star and Senior Accounts | 3.10% | $1,649 |
Sources (1)
- grandvalleybank.com/personal/cds-and-interest-rates · captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.