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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 316–330 results in Texas

  1. Together Credit UnionMember Merits (Gold) Certificate of DepositCD · 12 months · $1,000 min

    Credit union · 2 branches

    3.60%APY$360 over 1 year on $10,000with conditions
  2. West Texas CUCertificate of DepositCD · 12 months · $1,000 min

    Credit union · 3 branches

    3.60%APY$360 over 1 year on $10,000
  3. Top Carrot, Carrot Score 88
    First Service Credit UnionSmart Growth Certificate of DepositCD · 12 months · $100 min

    Credit union · 14 branches

    3.60%APY$360 over 1 year on $10,000
  4. Top Carrot, Carrot Score 88
    First Service Credit UnionCertificate of DepositCD · 12 months · $1,000 min · 3.60%–3.70% by balance

    Credit union · 14 branches

    3.60%APY$360 over 1 year on $10,000
  5. Victoria Teachers Federal Credit UnionCertificatesCD · 12 months · $1,000 min · 3.49%–3.72% by balance

    Credit union · 1 branch

    3.59%APY$359 over 1 year on $10,000
  6. TruGrocer Federal Credit UnionMoney Market Share CertificateCD · 6 months · $10,000 min

    Credit union · 1 branch

    3.56%APY$176 over 6 months on $10,000
  7. Education First Federal Credit UnionShare CertificateCD · 6 months · $500 min

    Credit union · 9 branches

    3.56%APY$176 over 6 months on $10,000
  8. Texas Gulf BankCertificates of DepositCD · 12 months · $2,500 min

    Bank · 9 branches

    3.56%APY$356 over 1 year on $10,000
  9. BP Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min

    Credit union · 5 branches

    3.56%APY$356 over 1 year on $10,000intro rate
  10. Texan Sky Credit UnionTime Share Deposit AccountsCD · 12 months · $1,000 min

    Credit union · 1 branch

    3.56%APY$356 over 1 year on $10,000
  11. SeaWest Coast Guard Federal Credit UnionTerm Share CertificateCD · 60 months · $500 min · 3.56%–3.61% by balance

    Credit union · 1 branch

    3.56%APY$1,911 over 60 months on $10,000
  12. Members First Credit UnionRegular CertificateCD · 6 months · $1,000 min

    Credit union · 4 branches

    3.56%APY$176 over 6 months on $10,000
  13. Capital BankCertificate of DepositCD · 3 months · $500 min · 3.55%–3.80% by balance

    Bank · 9 branches

    3.55%APY$88 over 3 months on $10,000
  14. Generations FCURegular Certificate of DepositCD · 6 months · $1,000 min

    Credit union · 7 branches

    3.55%APY$176 over 6 months on $10,000
  15. Top Carrot, Carrot Score 94
    Gulf Coast Educators Federal Credit UnionEmergency Savings CertificateCD · 12 months · $25 min

    Credit union · 9 branches

    3.55%APY$355 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Texas

2,866 CDs at 397 banks and credit unions · checked Oct 16–23

Typical
3.29%
Top 10% from
4.00%
Banks, typical
2.75%
Credit unions, typical
3.50%

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Texas

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Harris County Federal Credit UnionCredit union · 1 branch
  2. NAFT Federal Credit UnionCredit union · 3 branches
  3. Barksdale Federal Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate