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Credit union · NCUA insured

West Texas CU CD Rates

West Texas CU’s best CD rate is 3.60% APY on a 1-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.

How West Texas CU’s CD rates compare

Compared with banks and credit unions near Odessa, TX, where West Texas CU has the most branches. $10,000, best rate first.

  • This credit union’s best

    West Texas CU

    3.60%APY

    Term
    12 months
    Requires
    None
    Minimum
    $1,000
    Earns on $10,000
    $360

    Certificate of Deposit

  • Top rate

    Wells Fargo

    4.25%APY

    Term
    11 months
    Requires
    Another account
    Minimum
    $5,000
    Earns on $10,000
    $389

    Wells Fargo rates

  • 2nd-highest rate

    PNC

    4.25%APY

    Term
    13 months
    Requires
    None
    Minimum
    $1,000
    Earns on $10,000
    $461

    PNC rates

Compare CD rates near you →

West Texas CU CD score

72

CD score

Higher than 31% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo3.50%
  • 9–15 months9–15 mo3.60%
  • 16–30 months16–30 mo3.00%
  • 31–60 months31–60 mo2.58%
  • QualifiedQualified3.60%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where West Texas CU ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join West Texas CU

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

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