Credit union · NCUA insured
Victoria Teachers Federal Credit Union
A $18.1M credit union headquartered in Victoria, TX, with 1,391 members and 1 branch in Texas. Best rates: CDs 3.72% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: only special-purpose accounts (IRA, youth) are published. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs723.59%for 9–15 monthsCD rates →
- Savings—0.05%Savings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Victoria Teachers Federal Credit Union
Victoria Teachers Federal Credit Union is a member-owned credit union headquartered in Victoria, Texas.
The credit union strives to be the primary financial institution for the employees of Victoria Independent School District and their families.
- Headquarters
- 2207 Wildwood St, Victoria, TX 77901-7363
- NCUA charter
- 10327
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees of Bloomington Independent School District in Victoria, TX are eligible for membership.
- Employees of Faith Academy in Victoria, TX are eligible for membership.
- Employees of Nazareth Academy in Victoria, TX are eligible for membership.
- Employees of Northside Baptist School in Victoria, TX are eligible for membership.
- Employees of Nursery ISD in Victoria, TX are eligible for membership.
- Employees of Our Lady Of Victory in Victoria, TX are eligible for membership.
6 more ways to join
Military, government and schools
- Region 3 employees in Victoria, TX are eligible for membership.
- Employees of St. Joseph High School in Victoria, TX are eligible for membership.
- Employees of Trinity Episcopal School in Victoria, TX are eligible for membership.
- Employees and students of Victoria College in Victoria, TX are eligible for membership.
- Employees of Victoria Independent School District in Victoria, TX are eligible for membership.
Family and household
- Family members of credit union members are eligible for membership.
Cost to join
- Opening an account requires an initial deposit of $25.00, which can be built up over three months unless applying for a loan upfront.
Branches
1 branch in Texas
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Texas
1 branch
- OfficeMain office2207 Wildwood St, Victoria, TX 77901Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 33.05% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.08% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.58% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $49 | $59 | — |
- CapitalNet worth ratio33.05%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.08%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.58%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$49Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Victoria Teachers Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.