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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 106–120 results in New Mexico

  1. First National Bank Texas9 Month Fixed Rate CDCD · 9 months · $5,000 min

    Bank · 19 branches

    2.00%APY$150 over 9 months on $10,000
  2. First National Bank Texas6 Month Fixed Rate CDCD · 6 months · $500 min · 1.85%–2.00% by balance

    Bank · 19 branches

    1.85%APY$92 over 6 months on $10,000
  3. First National Bank Texas2 Year (24 Month) Fixed Rate CDCD · 24 months · $500 min · 1.81%–2.02% by balance

    Bank · 19 branches

    1.81%APY$365 over 24 months on $10,000
  4. Four Corners Federal Credit UnionShare CertificatesCD · 24 months · $1,000 min

    Credit union · 1 branch

    1.77%APY$357 over 24 months on $10,000
  5. Top Carrot, Carrot Score 89
    Guadalupe Credit UnionDirect Deposit CertificateCD · 18 months · $500 min

    Credit union · 7 branches

    1.76%APY$265 over 18 months on $10,000
  6. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 53 branches

    1.76%APYwith conditions
  7. First National Bank Texas5 Year (60 Month) Fixed Rate CDCD · 60 months · $500 min · 1.66%–1.76% by balance

    Bank · 19 branches

    1.66%APY$858 over 60 months on $10,000
  8. U.S. BankTrade Up CDCD · 60 months · $1,000 min

    Bank · 21 branches

    0.40%APY$202 over 60 months on $10,000
  9. U.S. BankStep Up CDCD · 28 months · $1,000 min · 4 steps

    Bank · 21 branches

    0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
  10. First National Bank Texas12 Month Variable Rate CDCD · 12 months · $500 min · 0.35%–0.40% by balance

    Bank · 19 branches

    0.35%APY$35 over 1 year on $10,000
  11. Top Carrot, Carrot Score 88
    UMB BankStandard Time DepositsCD · 72 months · $500 min

    Bank · 21 branches

    0.30%APY$181 over 72 months on $10,000
  12. First National Bank Texas3 Month Fixed Rate CDCD · 3 months · $500 min · 0.25%–0.30% by balance

    Bank · 19 branches

    0.25%APY$6 over 3 months on $10,000
  13. Top Carrot, Carrot Score 87
    Del Norte Credit UnionCertificate Builder Share AccountCD · 9 months · $50 min

    Credit union · 9 branches

    0.25%APY$19 over 9 months on $10,000
  14. U.S. BankU.S. Bank Certificates of DepositCD · 60 months · $500 min

    Bank · 21 branches

    0.25%APY$126 over 60 months on $10,000
  15. ChaseCD LadderCD · 6 months · $1,000 min · 0.02%–0.05% by balance

    Bank · 8 branches

    0.05%APY$2 over 6 months on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What CDs pay in New Mexico

634 CDs at 63 banks and credit unions · checked Oct 15–22

Typical
3.04%
Top 10% from
4.00%
Banks, typical
2.00%
Credit unions, typical
3.40%

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New Mexico

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. America First Credit UnionCredit union · 1 branch
  2. Sandia Area Federal Credit UnionCredit union · 7 branches
  3. State Employees Credit UnionCredit union · 8 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate