Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 226–235 results in Missouri
- 0.30%APY$30 over 1 year on $10,000
Requirements
Product: Allows unlimited deposits ($10 minimum). Minimum investment of $100.
Offer: Unlimited deposits with a $10 minimum.
Effective Oct 17, 2026
Rate checked
More details - 0.30%APY$181 over 72 months on $10,000
Requirements
Product: Time Deposits under $100,000. Not available for individual retirement or business accounts. A penalty will be imposed on early withdrawals. If the account term is greater than 12 months, interest cannot remain on deposit and payout of interest is mandatory.
Offer: Interest cannot remain on deposit; payout of interest is mandatory.
0.30% interest rate · Balance cap $99,999.99 · Effective Oct 5, 2026
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More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
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More details - 0.10%APY$40 over 48 months on $10,000
Requirements
Product: Penalty for early withdrawal. No setup or maintenance fees.
Offer: Penalty for early withdrawal.
0.10% interest rate
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More details - 0.10%APY$40 over 48 months on $10,000
Requirements
Product: Penalty for early withdrawal. No setup or maintenance fees.
0.10% interest rate
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.05%APY$6 over 15 months on $10,000
Requirements
Product: Designed for businesses and individuals carrying a high balance and desiring rate flexibility; allows one rate increase during the CD term should Rate Watcher rates increase during the same term.
Offer: Allows one rate increase during the CD term should Rate Watcher rates go up during the same term.
0.05% interest rate
Rate checked
More details - 0.05%APY$6 over 15 months on $10,000
Requirements
Product: Allows one rate increase during the CD term should Rate Watcher rates go up. Early withdrawal penalty is 3% of withdrawal amount or $100, whichever is greater.
0.05% interest rate
Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
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More details - 0.01%APY
Requirements
Product: A penalty for early withdrawal may be charged. Minimum Opening Deposit equals the Minimum Balance to Earn APY.
Offer: Applicable for Certificates of Deposit only and do not apply to IRAs.
0.01% interest rate · Effective Sep 28, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Missouri
1,676 CDs at 176 banks and credit unions · checked Oct 16–23
- Typical
- 3.15%
- Top 10% from
- 4.15%
- Banks, typical
- 2.78%
- Credit unions, typical
- 3.41%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Missouri
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MECE Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 35 branches
- 1st MidAmerica Credit UnionCredit union · 1 branch