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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 76–90 results in Kentucky

  1. Clinton BankSpecial Certificate of DepositCD · 12 months · $10,000 min

    Bank · 1 branch

    3.96%APY$396 over 1 year on $10,000intro rate
  2. West Point Bank5-Month CDCD · 5 months · $1,000 min

    Bank · 5 branches

    3.95%APY$163 over 5 months on $10,000
  3. The Health and Education Federal Credit UnionCertificates of DepositCD · 12 months · $1,000 min

    Credit union · 2 branches

    3.91%APY$391 over 1 year on $10,000
  4. Sacramento Deposit BankCDsCD · 6 months · $1,000 min

    Bank · 2 branches

    3.90%APY$193 over 6 months on $10,000
  5. Lake Chem Community Credit UnionCD SpecialCD · 12 months

    Credit union · 2 branches

    3.90%APY$390 over 1 year on $10,000intro rate
  6. Top Carrot, Carrot Score 88
    Signet Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min

    Credit union · 4 branches

    3.90%APY$390 over 1 year on $10,000
  7. The Murray BankCD SpecialsCD · 15 months · $1,000 min

    Bank · 3 branches

    3.90%APY$490 over 15 months on $10,000
  8. Cumberland Valley National BankCertificates of DepositCD · 4 months

    Bank · 14 branches

    3.85%APY$127 over 4 months on $10,000
  9. First State Bank12-Month CDCD · 12 months · $1,000 min

    Bank · 3 branches

    3.85%APY$385 over 1 year on $10,000
  10. The Cecilian BankCertificate of Deposit (CDs)CD · 18 months · $1,000 min

    Bank · 19 branches

    3.85%APY$583 over 18 months on $10,000
  11. West Point Bank182-Day CDCD · 6 months · $1,000 min

    Bank · 5 branches

    3.83%APY$190 over 6 months on $10,000
  12. KEMBA Louisville Credit UnionCertificatesCD · 12 months · $500 min

    Credit union · 1 branch

    3.82%APY$382 over 1 year on $10,000
  13. Morehead Community Federal Credit UnionShare CertificateCD · 6 months · $1,000 min

    Credit union · 1 branch

    3.80%APY$188 over 6 months on $10,000
  14. Commonwealth Community BankCertificates of DepositCD · 6 months · $5,000 min

    Bank · 3 branches

    3.80%APY$188 over 6 months on $10,000intro rate
  15. Bank of ClarksonCertificate of DepositCD · 12 months · $500 min

    Bank · 2 branches

    3.80%APY$380 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Kentucky

967 CDs at 115 banks and credit unions · checked Oct 15–22

Typical
3.00%
Top 10% from
4.10%
Banks, typical
2.26%
Credit unions, typical
3.24%

Is your bank paying you enough?

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Kentucky

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Commonwealth Credit UnionCredit union · 18 branches
  2. Brown Forman Employees Credit UnionCredit union · 1 branch
  3. Members Heritage CUCredit union · 5 branches
See all ranked institutions
Best CD Rates of October 2026 | Carrot Rate