Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 46–60 results in District of Columbia
- 3.81%APY$381 over 1 year on $10,000intro rate
Requirements
Product: Minimum Deposit $50. Upon maturity, renewal term will be 12-month term at the dividend rate in effect at the time of renewal unless otherwise directed. Early withdrawal penalties apply and may reduce earnings. Limited-time offer subject to change at any time without notice.
Offer: 12-Month-add on. Minimum deposit $50. Upon maturity, renewal term will be 12-month term. Early withdrawal penalties apply.
Promotional rate · 3.75% interest rate · Effective Feb 1, 2026
Rate checked
More details - Lafayette Federal Credit UnionFixed-Rate CertificatesCD · 7 months · $500 min
Credit union · 3 branches
3.76%APY$218 over 7 months on $10,000Requirements
Product: Must establish membership with Lafayette Federal Credit Union, or be an existing member. Certificates will automatically renew upon maturity unless otherwise stipulated by the member. Early withdrawal penalties may apply. Account dividends compounded and credited monthly. 7-month term is not available as an IRA.
Offer: 7-month term Fixed-Rate Certificates are not available as an IRA.
3.70% interest rate · Effective Sep 23, 2026
Rate checked
More details - 3.76%APY$376 over 1 year on $10,000
Requirements
Product: A Share Savings Account is required to be a member of TDFCU. Compounded daily and credited monthly. Penalty imposed for early withdrawal before maturity.
Offer: Compounded daily, credited monthly. Early withdrawal penalty applies.
3.70% interest rate · Compounded daily · Effective Oct 1, 2025
Rate checked
More details - American Broadcast Employees FCUInvestment Share CertificatesCD · 6 months · $500 min
Credit union · 1 branch
3.75%APY$186 over 6 months on $10,000Requirements
Product: NCUA insured up to $250,000. Minimum opening deposit is $500 ($100,000 for Jumbo Certificates). Monthly dividend crediting. Early withdrawal penalty applies: 90 days’ dividends for terms 1 year or less, 120 days’ dividends for terms over 1 year but less than 5 years, 180 days’ dividends for terms 5 years or more. Certificates automatically renew at the current dividend rate unless you choose to transfer funds to your Share Account.
Effective Sep 23, 2026
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - Andrews Federal Credit UnionJumbo Fixed Rate Share CertificatesCD · 12 months · $10,000 min
Credit union · 1 branch
3.75%APY$375 over 1 year on $10,000Requirements
Product: Must open and maintain a minimum $10,000 balance to earn advertised Jumbo APY. Must fund within 10 days of opening online. Dividends compounded and credited quarterly. Penalties apply for early withdrawal.
Offer: Must open and maintain a minimum $10,000 balance to earn advertised Jumbo APY. Early withdrawal penalties apply.
3.70% interest rate
Rate checked
More details - 3.75%APY$535 over 17 months on $10,000intro rate
Requirements
Product: No monthly maintenance fee. FDIC insured up to $250,000.
Offer: Limited-time offer. No minimum balance to obtain the stated APY. Guaranteed fixed return.
Promotional rate
Rate checked
More details - Andrews Federal Credit UnionFixed Rate Share CertificatesCD · 12 months · $1,000 min
Credit union · 1 branch
3.70%APY$370 over 1 year on $10,000Requirements
Product: Must open and maintain a minimum $1,000 balance to earn advertised APY. Must fund within 10 days of opening online. Dividends compounded and credited quarterly. Penalties apply for early withdrawal.
Offer: Must open and maintain a minimum $1,000 balance to earn advertised APY. Early withdrawal penalties apply.
3.65% interest rate
Rate checked
More details - 3.70%APY$370 over 1 year on $10,000
Requirements
Product: Minimum balance required to open and earn stated dividends is $500. A penalty may be imposed for early withdrawal.
3.64% interest rate
Rate checked
More details - Andrews Federal Credit UnionRaise Your Rate Share CertificateCD · 24 months · $1,000 min
Credit union · 1 branch
3.70%APY$754 over 24 months on $10,000Requirements
Product: Offers up to a maximum of 3 opportunities to request a rate raise to the current Fixed Rate Share Certificate rate of the same term. Account must be opened for at least 6 months before first rate raise, and at least 6 months between raises. Minimum $1,000 deposit and balance. Dividends compounded and credited quarterly. Early withdrawal penalties apply.
Offer: Must open and maintain a minimum $1,000 balance to earn advertised APY. Up to 3 rate raises allowed over term (once every 6 months). Early withdrawal penalties apply.
3.65% interest rate
Rate checked
More details - 3.67%APY$121 over 4 months on $10,000
Requirements
Product: $1,000 minimum to open. Early withdrawal penalties may be imposed. CDs do not have a maximum balance limit.
3.60% interest rate · Effective Oct 5, 2026
Rate checked
More details - AFL-CIO Employees Federal Credit UnionRegular Share CertificateCD · 8 months · $500 min
Credit union · 1 branch
3.66%APY$243 over 8 months on $10,000Requirements
Product: Rates are fixed for the term of the certificate. Dividends are compounded and credited quarterly. Penalty may be imposed for early withdrawal.
Offer: Minimum to earn APY is $100.01.
Effective Aug 1, 2026
Rate checked
More details - 3.66%APY$366 over 1 year on $10,000
Requirements
Product: Open for $250 and deposit a minimum of $50 whenever you can. Compounded daily and credited monthly. Penalty for early withdrawal before maturity.
Offer: May add a minimum of $50 at any time during the term. Compounded daily and credited monthly. Early withdrawal penalty applies.
3.60% interest rate · Compounded daily · Effective Oct 1, 2025
Rate checked
More details - Lafayette Federal Credit UnionVariable-Rate Certificate AccountsCD · 18 months · $50 min
Credit union · 3 branches
3.66%APY$554 over 18 months on $10,000Requirements
Product: Early withdrawal penalties may apply. Rates subject to change without notice. Certificates will automatically renew upon maturity unless otherwise stipulated by the member. Dividends compounded and credited monthly. Must establish membership with Lafayette Federal Credit Union, or be an existing member. Can make additional deposits at any time.
3.60% interest rate · Effective Sep 23, 2026
Rate checked
More details - 3.65%APY$120 over 4 months on $10,000intro rate
Requirements
Product: Limited time offers for new money, not currently on deposit with National Capital Bank. Available for new, personal and business accounts. Early withdrawal penalty may be imposed and fees could reduce earnings.
Offer: Limited time offer for new money. At maturity, reverts to then 3-month term.
Promotional rate · Effective Dec 12, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in District of Columbia
670 CDs at 60 banks and credit unions · checked Oct 16–22
- Typical
- 3.10%
- Top 10% from
- 4.10%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.40%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
District of Columbia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- EagleBankBank · 3 branches
- PenFed Credit UnionCredit union · 3 branches
- American Airlines Federal Credit UnionCredit union · 1 branch