Skip to content

Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Alabama

  1. Gulf Winds Credit UnionCertificate SpecialsCD · 13 months · $500 min

    Credit union · 3 branches

    4.21%APY$457 over 13 months on $10,000intro rate
  2. Top Carrot, Carrot Score 88
    PenAir Credit UnionCertificate AccountCD · 17 months

    Credit union · 4 branches

    4.20%APY$600 over 17 months on $10,000
  3. Top Carrot, Carrot Score 91
    Family Savings Credit UnionShare CertificatesCD · 24 months · $500 min

    Credit union · 10 branches

    4.20%APY$858 over 24 months on $10,000
  4. MTC Federal Credit UnionSpecialsCD · 8 months · $500 min

    Credit union · 1 branch

    4.17%APY$276 over 8 months on $10,000with conditions
  5. Valley Credit UnionCertificates (CD)CD · 12 months · $500 min

    Credit union · 7 branches

    4.16%APY$416 over 1 year on $10,000
  6. Lauderdale County Teachers Credit UnionCertificates of DepositCD · 12 months · $500 min

    Credit union · 1 branch

    4.16%APY$416 over 1 year on $10,000
  7. Northeast Alabama Postal FCUCDCD · 3 months · $500 min

    Credit union · 1 branch

    4.15%APY$102 over 3 months on $10,000intro rate
  8. Top Carrot, Carrot Score 88
    Alabama ONECertificates of Deposit AccountsCD · 6 months · $1,000 min

    Credit union · 31 branches

    4.15%APY$205 over 6 months on $10,000
  9. Redstone Federal Credit UnionMember's Choice Share CertificateCD · 144 months · $1,000 min

    Credit union · 36 branches

    4.11%APY$6,215 over 144 months on $10,000
  10. Huntington BankFixed Rate Certificate of DepositCD · 5 months · $1,000 min

    Bank · 52 branches

    4.10%APY$169 over 5 months on $10,000intro rate
  11. Valley6-Month CD PromotionCD · 6 months · $500 min

    Bank · 15 branches

    4.10%APY$203 over 6 months on $10,000intro rate
  12. Top Carrot, Carrot Score 89
    WinSouth Credit UnionShare CertificateCD · 12 months · $1,000 min

    Credit union · 9 branches

    4.10%APY$410 over 1 year on $10,000intro rate
  13. Top Carrot, Carrot Score 88
    Legacy Credit UnionShare CertificateCD · 13 months · $500 min

    Credit union · 11 branches

    4.10%APY$445 over 13 months on $10,000
  14. Exchange BankCertificates of DepositCD · 14 months · $1,000 min

    Bank · 5 branches

    4.10%APY$480 over 14 months on $10,000intro rate
  15. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionStandard CertificateCD · 18 months · $1,000 min · 4.10%–4.15% by balance

    Credit union · 2 branches

    4.10%APY$621 over 18 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Alabama

830 CDs at 91 banks and credit unions · checked Oct 16–22

Typical
3.29%
Top 10% from
4.06%
Banks, typical
1.50%
Credit unions, typical
3.46%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

Alabama

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Auburn University Credit UnionCredit union · 3 branches
  2. ASE Credit UnionCredit union · 9 branches
  3. AOD Federal Credit UnionCredit union · 6 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate