Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Knoxville, TN
- 3.75%APY$92 over 3 months on $10,000
Requirements
Product: The Minimum Opening Deposit and the Minimum Balance required to earn dividends is $1,000.00.
3.69% interest rate · Effective May 30, 2025
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Product: Flexible terms are available from 182 days to 60 months. APYs assume deposits remain in the account for the term of the deposit account and interest is added back when paid. Early withdrawal penalties will be imposed. Fees may reduce earnings.
Offer: An early withdrawal penalty will be imposed. APYs assume deposits remain in the account for the term of the deposit account and interest is added back when paid. Any specials are limited time offers.
3.75% interest rate · Effective Sep 29, 2026
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More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Product: Minimum Opening Deposit and Minimum Balance to earn dividends is $500.00.
3.69% interest rate · Effective May 30, 2025
Rate checked
More details - Interfaith Federal Credit UnionCertificate AccountsCD · 6 months · $1,000 min · 3.70%–3.80% by balance
Credit union · 1 branch
3.70%APY$183 over 6 months on $10,000Requirements
Product: Dividends are paid quarterly. Liquid Certificate is available for 6-month term. Unlimited deposits and 2 penalty-free withdrawals May be subject to new money requirements.
Offer: Dividends paid quarterly.
3.63% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Certificate Accounts Balance APY $1,000 – $4,999 3.70% $5,000 – $14,999Your amount 3.70% $15,000 – $29,999 3.75% $30,000 – $49,999 3.75% $50,000 – $99,999 3.80% $100,000 and up 3.80% Rate checked
More details - 3.60%APY$360 over 1 year on $10,000
Requirements
Product: A minimum balance of $500.00 is required to open the account and to obtain the APY. CD rates are fixed for term of account. Automatic renewal. Interest is compounded monthly and paid monthly.
Offer: Interest Credited Monthly. Early withdrawal penalty: 6 months loss of interest on the amount withdrawn.
3.54% interest rate · Compounded monthly · Effective Sep 22, 2026
Rate checked
More details - First Choice Community Credit UnionShare CertificateCD · 60 months · $1,000 min
Credit union · 1 branch
3.56%APY$1,910 over 60 months on $10,000Requirements
Product: APY based on monthly compounding. Rates subject to change daily.
Effective Jan 26, 2026
Rate checked
More details - Knoxville Law Enforcement Federal Credit UnionShare CertificateCD · 36 months · $1,000 min
Credit union · 1 branch
3.41%APY$1,058 over 36 months on $10,000Requirements
Product: Dividends calculated daily, compounded/posted monthly. Early withdrawal penalties apply. All rates subject to change.
Offer: Minimum balance $500.00 for minor accounts.
3.35% interest rate · Effective Dec 18, 2024
Rate checked
More details - 3.35%APY$1,791 over 60 months on $10,000
Requirements
Product: Early withdrawal penalty: all dividends posted for terms < 6 months, 6 months dividends for terms >= 6 months. 7-calendar-day grace period after maturity. Optional checking relationship provides bonus 0.15% APY on new certificates.
Effective Oct 1, 2026
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More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.25%APY$491 over 18 months on $10,000
Requirements
Product: Dividends calculated daily, compounded/posted monthly. Penalty for early withdrawal. Balance tiers range from $500 to $100,000+.
3.20% interest rate · Effective Oct 15, 2026
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More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
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More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - Knoxville TVA Employees Credit UnionSet It & Forget It Certificate AccountCD · 24 months
Credit union · 6 branches
3.00%APY$609 over 24 months on $10,000Requirements
Product: Automatic monthly deposit of $25 required on balances under $25,000. Additional deposits allowed. Term fixed at account opening.
2.96% interest rate · Effective Oct 15, 2026
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More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Knoxville, TN
262 CDs at 26 banks and credit unions · checked Oct 6–22
- Typical
- 2.00%
- Top 10% from
- 4.00%
- Banks, typical
- 0.38%
- Credit unions, typical
- 3.00%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Knoxville, TN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Knoxville TVA Employees Credit UnionCredit union · 15 branches
- Enrichment Federal Credit UnionCredit union · 8 branches
- Knoxville Law Enforcement Federal Credit UnionCredit union · 1 branch