Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Johnson City, TN
- 3.75%APY$375 over 1 year on $10,000
Requirements
Product: Early withdrawal penalty: 90 Days' Dividends. APY assumes dividends remain on deposit until maturity.
Offer: Term: 365 days. Jumbo tier N/A.
3.69% interest rate · Effective Oct 15, 2026
Rate checked
More details - Northeast Community Credit Union20 Month Bump-Up Certificate AccountCD · 20 months · $500 min
Credit union · 1 branch
3.75%APY$633 over 20 months on $10,000Requirements
Product: Option to bump up to the then-current interest rate one time during the term. Deposits permitted in increments of $500. Reward add-ons do not apply.
Offer: Option of bumping up to current interest rate one time during term. Deposits permitted in increments of $500. Reward add-ons do not apply.
Effective Oct 5, 2026
Rate checked
More details - Northeast Community Credit Union24 Month Certificate AccountCD · 24 months · $500 min
Credit union · 1 branch
3.75%APY$764 over 24 months on $10,000 - Northeast Community Credit Union18 Month Certificate AccountCD · 18 months · $500 min
Credit union · 1 branch
3.60%APY$545 over 18 months on $10,000 - Northeast Community Credit Union24 Simple Savings Certificate AccountCD · 24 months · $0 min
Credit union · 1 branch
3.55%APY$723 over 24 months on $10,000Requirements
Product: One account per member. Regular deposits made through payroll deduction or direct deposit to reach at least $1,000 by end of the 2-year period. $50 bonus added at maturity. Reward add-ons do not apply.
Offer: Regular deposits via payroll deduction/direct deposit to reach at least $1,000 by end of 2-year period. $50 bonus added at maturity. Reward add-ons do not apply.
Effective Oct 5, 2026
Rate checked
More details - Northeast Community Credit Union12 Month Certificate AccountCD · 12 months · $500 min
Credit union · 1 branch
3.50%APY$350 over 1 year on $10,000 - United Southeast Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min
Credit union · 1 branch
3.50%APY$350 over 1 year on $10,000Requirements
Product: Dividends are compounded and paid quarterly unless stated otherwise. Membership is established by maintaining $5 in a share/savings account with USFCU. Early withdrawal subject to penalty. Dividends can be added back to account, transferred, or mailed monthly.
Offer: 12 Month Maturity. All deposit amounts earn the same percentage yield based on the term selected.
3.46% interest rate · Effective Sep 29, 2026
Rate checked
More details - 3.50%APY$1,475 over 48 months on $10,000
Requirements
Product: Penalty applied for early withdrawal of funds. Rates are subject to change without notice. Contact GECU for complete account disclosures. Fees or other conditions could reduce earnings on your account.
Offer: Compounded quarterly. Early withdrawal penalty applies.
3.46% interest rate · Compounded quarterly · Effective Feb 28, 2026
Rate checked
More details - Northeast Community Credit Union12 Month Add-On Certificate AccountCD · 12 months · $500 min
Credit union · 1 branch
3.30%APY$330 over 1 year on $10,000Requirements
Product: Add to certificate in increments of $250 or more anytime during the term. Reward add-ons do not apply.
Offer: Deposits permitted in increments of $250 or more anytime during the term. Reward add-ons do not apply.
Effective Oct 5, 2026
Rate checked
More details - Northeast Community Credit Union12 Month Nest Egg Certificate AccountCD · 12 months · $100 min
Credit union · 1 branch
3.30%APY$330 over 1 year on $10,000Requirements
Product: Deposits in increments of $25 are permitted during the term of the account. Reward add-ons do not apply.
Offer: Deposits in increments of $25 are permitted during the term. Reward add-ons do not apply.
Effective Oct 5, 2026
Rate checked
More details - Northeast Community Credit Union6 Month Certificate AccountCD · 6 months · $500 min
Credit union · 1 branch
3.20%APY$159 over 6 months on $10,000 - 3.03%APY$303 over 1 year on $10,000
Requirements
Product: Interest compounded based on CD term (quarterly, semi-annually, or at maturity). Automatically renewable. Penalty may apply for early withdrawal. Free with eStatements.
Offer: Average daily balance range: All Balances. Free with eStatements. Penalty may apply for early withdrawal. Automatically renewable.
3.00% interest rate · Effective May 1, 2026
Rate checked
More details - 3.00%APY$149 over 6 months on $10,000
Requirements
Product: Minimum balance requirement is $1000.00. Terms from 6 months to 72 months.
Offer: Minimum balance requirement is $1000.00
Effective Aug 13, 2024
Rate checked
More details - Knoxville TVA Employees Credit UnionSet It & Forget It Certificate AccountCD · 24 months
Credit union · 1 branch
3.00%APY$609 over 24 months on $10,000Requirements
Product: Automatic monthly deposit of $25 required on balances under $25,000. Additional deposits allowed. Term fixed at account opening.
2.96% interest rate · Effective Oct 15, 2026
Rate checked
More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Johnson City, TN
164 CDs at 19 banks and credit unions · checked Oct 15–22
- Typical
- 3.28%
- Top 10% from
- 4.10%
- Banks, typical
- 2.25%
- Credit unions, typical
- 3.50%
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Johnson City, TN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Knoxville TVA Employees Credit UnionCredit union · 1 branch
- United Southeast Federal Credit UnionCredit union · 1 branch
- Appalachian Community Federal Credit UnionCredit union · 1 branch