Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–38 results in Providence County, RI · Showing Providence County, RI: too few institutions in Cumberland, RI
- 3.00%APY$74 over 3 months on $10,000with conditions
Requirements
Product: Early withdrawal penalty may apply. $1,000 minimum balance to open.
Offer: Premium APY requires maintaining a Personal Premium Checking or Personal Premium Money Market account.
Qualified rate
Rate checked
More details - Cumberland Municipal Employees Federal Credit UnionCD Rate - 6 MonthCD · 6 months · $1,000 min
Credit union · 1 branch
2.94%APY$146 over 6 months on $10,000Requirements
Product: Rates subject to change without notice. Please contact CMEFCU for complete terms. Certain Restrictions Apply.
2.90% interest rate · Balance cap $500,000
Rate checked
More details - Cumberland Municipal Employees Federal Credit UnionCD Rate - 12 MonthCD · 12 months · $1,000 min
Credit union · 1 branch
2.89%APY$289 over 1 year on $10,000Requirements
Product: Rates subject to change without notice. Please contact CMEFCU for complete terms. Certain Restrictions Apply.
2.85% interest rate · Balance cap $500,000
Rate checked
More details - 2.02%APY$50 over 3 months on $10,000
Requirements
Product: Personal accounts only. A penalty may be imposed for early withdrawal. Certificate of Deposit will be renewed automatically at maturity unless instructed otherwise.
Offer: Simple compounding.
2.00% interest rate · Effective Oct 2, 2026
Rate checked
More details - 2.02%APY$618 over 36 months on $10,000
Requirements
Product: Allows deposits at any time with a minimum of $25. No penalties for early withdrawal with receipt showing educational expense. Deposits accepted from residents of MA, RI, and Windham County CT only.
Offer: Deposits of minimum $25 allowed at any time. No penalty for early withdrawal with receipt showing educational expense.
2.00% interest rate · Effective Oct 15, 2026
Rate checked
More details - 0.49%APY$247 over 60 months on $10,000
Requirements
Product: Early withdrawal penalty may apply.
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Providence County, RI
262 CDs at 19 banks and credit unions · checked Oct 5–22
- Typical
- 2.65%
- Top 10% from
- 4.00%
- Banks, typical
- 2.14%
- Credit unions, typical
- 3.04%
Is your bank paying you enough?
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Providence, RI-MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Shoreham BankBank · 3 branches
- Coastal1 Credit UnionCredit union · 19 branches
- Ocean State Credit UnionCredit union · 6 branches