Credit union · NCUA insured
Cumberland Municipal Employees Federal Credit Union CD Rates
Cumberland Municipal Employees Federal Credit Union’s best CD rate is 2.94% APY on a 6-month share certificate (CD). Terms run from 6 months to 1 year. Rates checked October 22, 2026.
How Cumberland Municipal Employees Federal Credit Union’s CD rates compare
Compared with banks and credit unions in Rhode Island, where Cumberland Municipal Employees Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Cumberland Municipal Employees Federal Credit Union
2.94%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $146
CD Rate - 6 Month
Top rate
Rhode Island Credit Union
4.80%APY
- Term
- 8 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
BankNewport
4.50%APY
- Term
- 18 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $683
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
CD Rate - 6 Month
2.94%APY · 1 term
Rates subject to change without notice. Please contact CMEFCU for complete terms. Certain Restrictions Apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.94% | $146 |
Sources (1)
- cumberlandcu.org · captured Sep 24, 2026
CD Rate - 12 Month
2.89%APY · 1 term
Rates subject to change without notice. Please contact CMEFCU for complete terms. Certain Restrictions Apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 2.89% | $289 |
Sources (1)
- cumberlandcu.org · captured Sep 24, 2026
Who can join Cumberland Municipal Employees Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees of the Town of Cumberland, The Cumberland School Department, The Cumberland Police Department, Cumberland Fire Department, Cumberland EMS, The Cumberland Housing Authority, and The Northern Rhode Island Collaborative are eligible for membership.
Family and household
- Families of employees who work for the Town of Cumberland, The Cumberland School Department, The Cumberland Police Department, Cumberland Fire Department, Cumberland EMS, The Cumberland Housing Authority, or The Northern Rhode Island Collaborative are eligible for membership.
Membership information collected October 4, 2026.