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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–45 results in Cleveland, OH

  1. Century Federal Credit UnionStep-Up CDCD · 60–71 months · $500 min

    Credit union · 1 branch

    2.99%APYintro rate
  2. Top Carrot, Carrot Score 89
    First Federal Lakewood60-Month CDCD · 60 months · $500 min

    Bank · 2 branches

    2.32%APY$1,215 over 60 months on $10,000
  3. First National BankCertificates of Deposit (CDs)CD · 60 months · $500 min

    Bank · 3 branches

    1.50%APY$773 over 60 months on $10,000
  4. Steel Valley Federal Credit UnionCertificateCD · 60 months · $500 min

    Credit union · 1 branch

    0.90%APY$458 over 60 months on $10,000
  5. OHecuStep-Up 18CD · 18 months · $500 min

    Credit union · 1 branch

    0.70%APY$105 over 18 months on $10,000with conditions
  6. Top Carrot, Carrot Score 89
    First Federal Lakewood36-Month CDCD · 36 months · $500 min

    Bank · 2 branches

    0.40%APY$120 over 36 months on $10,000
  7. U.S. BankTrade Up CDCD · 60 months · $1,000 min

    Bank · 7 branches

    0.40%APY$202 over 60 months on $10,000
  8. U.S. BankStep Up CDCD · 28 months · $1,000 min · 4 steps

    Bank · 7 branches

    0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
  9. Top Carrot, Carrot Score 89
    First Federal Lakewood24-Month CDCD · 24 months · $500 min

    Bank · 2 branches

    0.35%APY$70 over 24 months on $10,000
  10. Top Carrot, Carrot Score 89
    First Federal Lakewood12-Month CDCD · 12 months · $500 min

    Bank · 2 branches

    0.30%APY$30 over 1 year on $10,000
  11. Top Carrot, Carrot Score 89
    First Federal Lakewood18-Month CDCD · 18 months · $500 min

    Bank · 2 branches

    0.30%APY$45 over 18 months on $10,000
  12. U.S. BankU.S. Bank Certificates of DepositCD · 60 months · $500 min

    Bank · 7 branches

    0.25%APY$126 over 60 months on $10,000
  13. Top Carrot, Carrot Score 89
    First Federal LakewoodDirectSave CDCD · 6 months · $25 min

    Bank · 2 branches

    0.20%APY$10 over 6 months on $10,000with conditions
  14. Top Carrot, Carrot Score 89
    First Federal Lakewood6-Month CDCD · 6 months · $500 min

    Bank · 2 branches

    0.15%APY$7 over 6 months on $10,000
  15. Top Carrot, Carrot Score 89
    First Federal Lakewood3-Month CDCD · 3 months · $500 min

    Bank · 2 branches

    0.10%APY$2 over 3 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Cleveland, OH

305 CDs at 20 banks and credit unions · checked Sep 17–Oct 22

Typical
2.00%
Top 10% from
3.81%
Banks, typical
0.50%
Credit unions, typical
2.74%

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Cleveland, OH metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. 7 17 Credit UnionCredit union · 2 branches
  2. Commstar Credit UnionCredit union · 2 branches
  3. Achieve CUCredit union · 3 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate