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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–45 results in Union County, NJ · Showing Union County, NJ: too few institutions in Union, NJ

  1. Valley3-Month Certificate of DepositCD · 3 months · $500 min

    Bank · 6 branches

    3.55%APY$88 over 3 months on $10,000
  2. Valley6-Month Certificate of DepositCD · 6 months · $500 min

    Bank · 6 branches

    3.50%APY$173 over 6 months on $10,000
  3. Valley12-Month Certificate of DepositCD · 12 months · $500 min

    Bank · 6 branches

    3.50%APY$350 over 1 year on $10,000
  4. PSFCUTerm Share AccountCD · 36 months · $500 min

    Credit union · 2 branches

    3.50%APY$1,087 over 36 months on $10,000
  5. Atlantic Health Employees Federal Credit UnionCertificates of Deposit (CDs)CD · 36 months · $500 min

    Credit union · 1 branch

    3.50%APY$1,087 over 36 months on $10,000
  6. Valley18-Month Certificate of DepositCD · 18 months · $500 min

    Bank · 6 branches

    3.45%APY$522 over 18 months on $10,000
  7. Top Carrot, Carrot Score 87
    United Poles Federal Credit UnionCertificate PLU$CD · 36 months

    Credit union · 1 branch

    3.45%APY$1,071 over 36 months on $10,000
  8. Fulton BankCertificates of DepositCD · 9 months · $1,000 min

    Bank · 1 branch

    3.35%APY$250 over 9 months on $10,000
  9. Seaport Federal Credit UnionShare CertificateCD · 6 months · $500 min

    Credit union · 2 branches

    3.30%APY$164 over 6 months on $10,000
  10. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 12 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  11. Peapack Private Bank & TrustPersonal Certificates of Deposit (CDs)CD · 9 months · $500 min

    Bank · 1 branch

    3.25%APY$243 over 9 months on $10,000with conditions
  12. Valley24-Month Certificate of DepositCD · 24 months · $500 min

    Bank · 6 branches

    3.25%APY$661 over 24 months on $10,000
  13. Financial Resources FCUTerm CertificatesCD · 60 months · $500 min

    Credit union · 1 branch

    3.25%APY$1,734 over 60 months on $10,000with conditions
  14. Valley36-Month Certificate of DepositCD · 36 months · $500 min

    Bank · 6 branches

    3.20%APY$991 over 36 months on $10,000
  15. Jersey Central Federal Credit UnionShare CertificateCD · 60 months · $500 min

    Credit union · 1 branch

    3.20%APY$1,706 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Union County, NJ

387 CDs at 36 banks and credit unions · checked Oct 16–22

Typical
2.07%
Top 10% from
3.99%
Banks, typical
1.50%
Credit unions, typical
3.00%

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New York, NY-NJ metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Quorum Federal Credit UnionCredit union · 1 branch
  2. BTG Pactual Bank, National AssociationBank · 1 branch
  3. USALLIANCE FinancialCredit union · 3 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate