Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–25 results in Jackson, MS
- Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 1 branch
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - Mississippi Public Employees FCU1 Year CertificateCD · 12 months · $1,000 min
Credit union · 1 branch
1.51%APY$151 over 1 year on $10,000Requirements
Product: Opening deposit of $1,000. Accrues interest daily; paid and compounded quarterly. 7-day grace period at maturity; penalty for early withdrawal. Rates subject to change.
1.50% interest rate · Compounded quarterly · Effective Jul 1, 2026
Rate checked
More details - Mississippi Public Employees FCU3 Year CertificateCD · 36 months · $2,500 min
Credit union · 1 branch
1.51%APY$460 over 36 months on $10,000Requirements
Product: Rates subject to change.
1.50% interest rate · Effective Jul 1, 2026
Rate checked
More details - Mississippi Public Employees FCU6 Month Cert. / New MoneyCD · 6 months · $500 min
Credit union · 1 branch
1.00%APY$50 over 6 months on $10,000intro rateRequirements
Product: Requires new money. Rates subject to change.
Offer: New money required.
Promotional rate · 1.00% interest rate · Effective Jul 1, 2026
Rate checked
More details - 0.75%APY$303 over 48 months on $10,000intro rate
Requirements
Product: Promotional Annual Percentage Yields (APY) are available for new money only. Early withdrawals are subject to penalties (3, 6, and 12 month certificates subject to loss of 30 days interest; 18, 24, and 30 month certificates subject to loss of 90 days interest). Dividend rate for renewed term determined at maturity date.
Offer: Promotional APY available for new money only. Requires $1,000 minimum balance to open.
Promotional rate · Effective Feb 8, 2023
Rate checked
More details - Mississippi Public Employees FCU6 Month CertificateCD · 6 months · $1,000 min
Credit union · 1 branch
0.60%APY$30 over 6 months on $10,000Requirements
Product: Opening deposit of $1,000. Accrues interest daily and is paid at maturity. 7-day grace period at maturity; penalty for early withdrawal. Rates subject to change.
0.60% interest rate · Effective Jul 1, 2026
Rate checked
More details - 0.55%APY$278 over 60 months on $10,000
Requirements
Product: Interest rate is variable and subject to change at the discretion of the Bank. Fees may reduce earnings on the account. An early withdrawal penalty may apply.
Offer: Interest Credited: Quarterly
Effective Oct 4, 2026
Rate checked
More details - 0.35%APY$105 over 36 months on $10,000
Requirements
Product: Dividends posted quarterly. All rates, terms, fees and processing charges are subject to change without notice.
Offer: Dividends posted quarterly.
0.35% interest rate
Rate checked
More details - Hope Credit UnionTransformational Deposits CertificateCD · 12–60 months · $1,000 min
Credit union · 2 branches
0.25%APYRequirements
Product: Not available on 6-month term. High-impact certificates at below-market rates to help extend economic opportunities. Early withdrawal penalties apply. Insured up to $250,000 by NCUA.
Offer: Not available on 6-month term. Available for 12, 24, 36, or 60 months.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Jackson, MS
192 CDs at 16 banks and credit unions · checked Oct 16–22
- Typical
- 0.98%
- Top 10% from
- 3.65%
- Banks, typical
- 0.25%
- Credit unions, typical
- 1.71%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Jackson, MS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- RiverLand Federal Credit UnionCredit union · 1 branch
- Keesler Federal Credit UnionCredit union · 6 branches
- Veritas Federal Credit UnionCredit union · 1 branch