Credit union · NCUA insured
Mississippi DHS FCU CD Rates
Top CarrotMississippi DHS FCU’s best CD rate is 0.35% APY on a 3-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Mississippi DHS FCU’s CD rates compare
Compared with banks and credit unions near Jackson, MS, where Mississippi DHS FCU has the most branches. $10,000, best rate first.
This credit union’s best
Mississippi DHS FCU
0.35%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $105
Share Certificate (CD)
Top rate
Veritas Federal Credit Union
4.35%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $398
2nd-highest rate
Sunbelt Federal Credit Union
4.33%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $656
Mississippi DHS FCU CD score
60
CD score
Higher than 1% of U.S. banks and credit unions
- 3–8 months3–8 mo0.05%
- 9–15 months9–15 mo0.10%
- 16–30 months16–30 mo0.20%
- 31–60 months31–60 mo0.35%
- QualifiedQualified0.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Mississippi DHS FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate (CD)
Up to 0.35%APY · 6 terms
Dividends posted quarterly. All rates, terms, fees and processing charges are subject to change without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsDividends posted quarterly | 0.05% | $2 |
| 12 monthsDividends posted quarterly | 0.10% | $10 |
| 24 monthsDividends posted quarterly | 0.20% | $40 |
| 36 monthsDividends posted quarterly | 0.35% | $105 |
| 48 monthsDividends posted quarterly | 0.35% | $141 |
| 60 monthsDividends posted quarterly | 0.35% | $176 |
Sources (1)
- msdhsfcu.com/rates-fees · captured Sep 19, 2026
Who can join Mississippi DHS FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.