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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in O'Fallon, MO

  1. Peoples Bank & TrustCertificates of DepositCD · 7 months · $1,000 min

    Bank · 1 branch

    3.75%APY$217 over 7 months on $10,000intro rate
  2. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 1 branch

    3.75%APY$217 over 7 months on $10,000
  3. Commerce Bank11 Month Promotional CDCD · 11 months · $2,500 min · 0.02%–3.75% by balance

    Bank · 2 branches

    3.75%APY$343 over 11 months on $10,000intro rate
  4. Together Credit UnionMember Merits (Gold) Certificate of DepositCD · 12 months · $1,000 min

    Credit union · 1 branch

    3.60%APY$360 over 1 year on $10,000with conditions
  5. Simmons BankCertificate of DepositCD · 6 months · $5,000 min · 3.50%–3.65% by balance

    Bank · 1 branch

    3.50%APY$173 over 6 months on $10,000
  6. Great Southern Bank11-Month CDCD · 11 months · $1,000 min

    Bank · 2 branches

    3.50%APY$320 over 11 months on $10,000intro rate
  7. Great Southern Bank3-Month CDCD · 3 months · $1,000 min

    Bank · 2 branches

    3.40%APY$84 over 3 months on $10,000intro rate
  8. Great Southern Bank6-Month CDCD · 6 months · $1,000 min

    Bank · 2 branches

    3.40%APY$169 over 6 months on $10,000intro rate
  9. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 2 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  10. Bank of Old MonroeCertificates of DepositCD · 12 months · $1,000 min

    Bank · 1 branch

    3.28%APY$328 over 1 year on $10,000
  11. First State Bank of St. CharlesCertificates of DepositCD · 12 months · $1,000 min

    Bank · 1 branch

    3.25%APY$325 over 1 year on $10,000
  12. Vantage Credit UnionRegular Certificate (CD)CD · 60 months · $2,000 min

    Credit union · 2 branches

    3.25%APY$1,734 over 60 months on $10,000
  13. U.S. BankCD SpecialCD · 6 months · $1,000 min

    Bank · 2 branches

    3.25%APY$161 over 6 months on $10,000
  14. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 1 branch

    3.15%APY$315 over 1 year on $10,000
  15. Vantage Credit UnionStep-Up Certificate (CD)CD · 36 months

    Credit union · 2 branches

    3.15%APY$975 over 36 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in O'Fallon, MO

313 CDs at 24 banks and credit unions · checked Oct 6–22

Typical
2.50%
Top 10% from
3.92%
Banks, typical
1.50%
Credit unions, typical
3.30%

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St. Louis, MO-IL metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. First Community Credit UnionCredit union · 42 branches
  2. 1st MidAmerica Credit UnionCredit union · 8 branches
  3. FRB Federal Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate