Bank · FDIC insured
Bank of Old Monroe CD Rates
Bank of Old Monroe’s best CD rate is 3.28% APY on a 1-year CD. Terms run from 1 year to 5 years. Rates checked October 16, 2026.
How Bank of Old Monroe’s CD rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where Bank of Old Monroe has the most branches. $10,000, best rate first.
This bank’s best
Bank of Old Monroe
3.28%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $328
Certificates of Deposit
Top rate
De Soto Mo Pac Credit Union
5.09%APY
- Term
- 12 months
- Minimum
- $5,000
- Earns on $10,000
- $509
2nd-highest rate
Paramount Bank
5.00%APY
- Term
- 11 months
- Minimum
- $1,000
- Earns on $10,000
- $457
Bank of Old Monroe CD score
72
CD score
Higher than 30% of U.S. banks and credit unions
- 9–15 months9–15 mo3.28%
- 16–30 months16–30 mo3.28%
- 31–60 months31–60 mo3.28%
- QualifiedQualified3.28%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bank of Old Monroe ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.55%APY · 9 terms
Minimum opening balance of $1,000.00 to earn stated APY. Subject to penalty for early withdrawal. Rates accurate as of 1/26/2026 and subject to change without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| Unknown182 Day term. Early withdrawal penalty may apply | 3.53% | $0 |
| Unknown91 Day term. Early withdrawal penalty may apply | 3.55% | $0 |
| 12 months12 Month term. Early withdrawal penalty may apply | 3.28% | $328 |
| 14 months14 Month term. Early withdrawal penalty may apply | 3.28% | $384 |
| 18 months18 Month term. Early withdrawal penalty may apply | 3.03% | $458 |
| 24 months24 Month term. Early withdrawal penalty may apply | 3.03% | $615 |
| 30 months30 Month term. Early withdrawal penalty may apply | 3.28% | $840 |
| 36 months36 Month term. Early withdrawal penalty may apply | 3.28% | $1,017 |
| 48 months48 Month term. Early withdrawal penalty may apply | 3.28% | $1,378 |
| 60 months60 Month term. Early withdrawal penalty may apply | 3.28% | $1,751 |
Sources (3)
- bankofoldmonroe.com/wp-content…ccounts-2024-website.pdf
- bankofoldmonroe.com/personal-banking/accounts/savings
- bankofoldmonroe.com/bank-rates
All captured Sep 17, 2026
Opening an account
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