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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Kirkwood, MO

  1. Top Carrot, Carrot Score 87
    National Police FCUShare CertificatesCD · 36 months · $500 min

    Credit union · 1 branch

    4.71%APY$1,481 over 36 months on $10,000
  2. Academy BankCertificate of DepositCD · 18 months · $500 min

    Bank · 1 branch

    4.40%APY$667 over 18 months on $10,000
  3. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 1 branch

    4.25%APY$461 over 13 months on $10,000intro rate
  4. Top Carrot, Carrot Score 88
    UMB BankTime Deposit Account Special OffersCD · 15 months · $500 min

    Bank · 1 branch

    4.25%APY$534 over 15 months on $10,000intro rate
  5. Top Carrot, Carrot Score 91
    First BankCertificates of DepositCD · 13 months · $1,000 min

    Bank · 1 branch

    4.20%APY$456 over 13 months on $10,000intro rate
  6. West Community Credit UnionCertificates of DepositCD · 11 months · $500 min

    Credit union · 1 branch

    4.00%APY$366 over 11 months on $10,000intro rate
  7. Top Carrot, Carrot Score 96
    First Community Credit UnionCertificates of Deposit (CDs)CD · 12 months · $500 min

    Credit union · 1 branch

    4.00%APY$400 over 1 year on $10,000
  8. Commerce Bank18 Month Promotional CDCD · 18 months · $1,000 min · 0.03%–3.85% by balance

    Bank · 1 branch

    3.85%APY$583 over 18 months on $10,000intro rate
  9. Commerce Bank11 Month Promotional CDCD · 11 months · $2,500 min · 0.02%–3.75% by balance

    Bank · 1 branch

    3.75%APY$343 over 11 months on $10,000intro rate
  10. Great Southern Bank11-Month CDCD · 11 months · $1,000 min

    Bank · 1 branch

    3.50%APY$320 over 11 months on $10,000intro rate
  11. Great Southern Bank3-Month CDCD · 3 months · $1,000 min

    Bank · 1 branch

    3.40%APY$84 over 3 months on $10,000intro rate
  12. Great Southern Bank6-Month CDCD · 6 months · $1,000 min

    Bank · 1 branch

    3.40%APY$169 over 6 months on $10,000intro rate
  13. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 1 branch

    3.30%APY$219 over 8 months on $10,000with conditions
  14. U.S. BankCD SpecialCD · 6 months · $1,000 min

    Bank · 1 branch

    3.25%APY$161 over 6 months on $10,000
  15. Commerce Bank2 Month Promotional CDCD · 2 months · $5,000 min

    Bank · 1 branch

    3.05%APY$50 over 2 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Kirkwood, MO

171 CDs at 11 banks and credit unions · checked Oct 16–22

Typical
0.50%
Top 10% from
3.90%
Banks, typical
0.25%
Credit unions, typical
3.60%

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St. Louis, MO-IL metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. First Community Credit UnionCredit union · 42 branches
  2. 1st MidAmerica Credit UnionCredit union · 8 branches
  3. FRB Federal Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate